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Assembly Bill A7185

2025-2026 Legislative Session

Prohibits cancellation, non-renewal or conditioning renewal of automobile insurance when dispute as to pending claim exists

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Current Bill Status - In Assembly Committee

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2025-A7185 (ACTIVE) - Details

See Senate Version of this Bill:
S3776
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §3425, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: A3348
2011-2012: A2744
2013-2014: A3696
2015-2016: A4944
2017-2018: A635
2019-2020: A86
2021-2022: A189, S5664
2023-2024: A6648, S2534

2025-A7185 (ACTIVE) - Summary

Prohibits cancellation, non-renewal or conditioning renewal of automobile insurance of a policyholder solely as a result of a dispute or a complaint pending against the insurer.

2025-A7185 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   7185
 
                        2025-2026 Regular Sessions
 
                           I N  A S S E M B L Y
 
                              March 21, 2025
                                ___________
 
 Introduced  by  M.  of A. CHANDLER-WATERMAN -- read once and referred to
   the Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to prohibiting an insurer
   from cancelling or refusing to renew or condition its renewal of auto-
   mobile insurance policies in certain cases

   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Section  3425 of the insurance law is amended by adding a
 new subsection (t) to read as follows:
   (T) NO INSURER SHALL CANCEL OR REFUSE TO RENEW  A  POLICY  COVERING  A
 PRIVATE PASSENGER AUTOMOBILE, OR TO CONDITION ITS RENEWAL UPON CHANGE OF
 LIMITS  OR ELIMINATION OF ANY COVERAGES SOLELY ON THE BASIS THAT A CLAIM
 FILED BY THE INSURED WITH THE INSURER IS IN DISPUTE, OR THAT A COMPLAINT
 BY THE INSURED AGAINST THE INSURER RESULTING FROM THE DISPUTED CLAIM  IS
 PENDING WITH THE DEPARTMENT.
   § 2. This act shall take effect immediately.
 
 
 
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD05338-01-5

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