S T A T E O F N E W Y O R K
________________________________________________________________________
7249
2025-2026 Regular Sessions
I N A S S E M B L Y
March 21, 2025
___________
Introduced by M. of A. PRETLOW -- read once and referred to the Commit-
tee on Insurance
AN ACT to amend the public health law, in relation to requiring insur-
ance companies to issue joint checks for payment to an insured and a
health care provider in certain circumstances
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The public health law is amended by adding a new section
4406-j to read as follows:
§ 4406-J. PAYMENT FOR OUT-OF-NETWORK HEALTH CARE SERVICES; JOINT
CHECKS. AN INSURANCE COMPANY SUBJECT TO ARTICLE THIRTY-TWO OF THE INSUR-
ANCE LAW, SHALL ISSUE AND PROVIDE AN INSURED WITH A JOINT CHECK MADE OUT
TO BOTH THE INSURED AND TO A HEALTH CARE PROVIDER FOR THE PURPOSES OF
PAYMENT TO SUCH HEALTH CARE PROVIDER FOR ANY OUT-OF-NETWORK SERVICES
RENDERED TO THE INSURED. SUCH CHECK SHALL LIST THE FULL NAME OF THE
INSURED WITH THE WORD "AND" AFTER SUCH NAME FOLLOWED BY THE NAME OF THE
HEALTH CARE PROVIDER OR GROUP PRACTICE.
§ 2. This act shall take effect immediately.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD10417-01-5