S T A T E O F N E W Y O R K
________________________________________________________________________
7418
2025-2026 Regular Sessions
I N A S S E M B L Y
March 25, 2025
___________
Introduced by M. of A. PRETLOW -- read once and referred to the Commit-
tee on Insurance
AN ACT to amend the insurance law, in relation to notice of disclaimer
of liability for certain revived causes of action
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Paragraph 2 of subsection (d) of section 3420 of the insur-
ance law, as amended by chapter 388 of the laws of 2008, is amended to
read as follows:
(2) If under a liability policy issued or delivered in this state, an
insurer shall disclaim liability or deny coverage for death or bodily
injury arising out of a motor vehicle accident or any other type of
accident occurring within this state, it shall give written notice as
soon as is reasonably possible of such disclaimer of liability or denial
of coverage to the insured and the injured person or any other claimant.
PROVIDED, HOWEVER, THAT WITH REGARD TO ANY CIVIL CLAIM OR CAUSE OF
ACTION REVIVED PURSUANT TO SECTION TWO HUNDRED FOURTEEN-G OF THE CIVIL
PRACTICE LAW AND RULES, AN INSURER SHALL GIVE WRITTEN NOTICE OF A
DISCLAIMER OF LIABILITY OR DENIAL OF INSURANCE COVERAGE FOR SUCH REVIVED
CLAIM OR CAUSE OF ACTION TO THE INSURED WITHIN ONE HUNDRED TWENTY DAYS
AFTER THE INSURER HAS RECEIVED ACTUAL NOTICE OF SUCH REVIVED CIVIL CLAIM
OR CAUSE OF ACTION.
§ 2. This act shall take effect immediately and shall apply to all
policies entered into on or before such date.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD09484-01-5
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