Assembly Bill A8906

2025-2026 Legislative Session

Requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze

download bill text pdf

Sponsored By

Current Bill Status - In Assembly Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2025-A8906 (ACTIVE) - Details

See Senate Version of this Bill:
S6446
Current Committee:
Assembly Rules
Law Section:
General Business Law
Laws Affected:
Amd §380-t, Gen Bus L

2025-A8906 (ACTIVE) - Summary

Requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze, in addition to other information necessary to place, temporarily lift or permanently lift such security freeze; prohibits notices to consumers of their right to obtain a security freeze from containing advertising for paid services.

2025-A8906 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   8906
 
                        2025-2026 Regular Sessions
 
                           I N  A S S E M B L Y
 
                               June 16, 2025
                                ___________
 
 Introduced by M. of A. TORRES -- read once and referred to the Committee
   on Consumer Affairs and Protection
 
 AN ACT to amend the general business law, in relation to requiring enti-
   ties  that  access  a consumer's consumer credit report to notify such
   consumer of their right to obtain a security freeze

   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Subdivision  (q) of section 380-t of the general business
 law is amended by adding two new paragraphs 3 and 4 to read as follows:
   (3) IN EACH INSTANCE WHERE AN ENTITY RECEIVES A CONSUMER CREDIT REPORT
 AUTHORIZED UNDER PARAGRAPH THREE OF SUBDIVISION  (A)  OF  SECTION  THREE
 HUNDRED EIGHTY-B OF THIS ARTICLE, SUCH ENTITY SHALL PROVIDE THE CONSUMER
 TO  WHICH  SUCH CONSUMER CREDIT REPORT RELATES WITH THE NOTICE SET FORTH
 IN PARAGRAPH ONE OF THIS SUBDIVISION  AND  WITH  ANY  OTHER  INFORMATION
 NECESSARY  TO  PLACE,  TEMPORARILY  LIFT  OR PERMANENTLY LIFT A SECURITY
 FREEZE, INCLUDING BUT NOT LIMITED TO THE ADDRESS,  TELEPHONE  NUMBER  OR
 POINT  OF  CONTACT  AT  WHICH CONSUMER CREDIT REPORTING AGENCIES RECEIVE
 SUCH SECURITY FREEZE REQUESTS.
   (4) IN NO INSTANCE SHALL A NOTICE TO A CONSUMER SENT PURSUANT TO  THIS
 SUBDIVISION CONTAIN OR BE SENT IN ACCOMPANIMENT WITH LANGUAGE OR MATERI-
 ALS ADVERTISING OR PROMOTING A PAID SERVICE OF ANY KIND.
   § 2. This act shall take effect immediately.
 
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD10372-02-5

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