S T A T E O F N E W Y O R K
________________________________________________________________________
9218
2025-2026 Regular Sessions
I N A S S E M B L Y
November 3, 2025
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Introduced by M. of A. CUNNINGHAM -- read once and referred to the
Committee on Transportation
AN ACT to amend the vehicle and traffic law and the civil practice law
and rules, in relation to limiting damages that can be recovered in a
tort claim by uninsured motorists, intoxicated drivers, and those
convicted of a felony during which the accident occurred
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The vehicle and traffic law is amended by adding a new
section 389 to read as follows:
§ 389. LIMITED RECOVERY. 1. IN AN ACTION FOR RECOVERY FOLLOWING AN
ACCIDENT, ANY PLAINTIFF WHO WAS OPERATING A VEHICLE WHICH WAS NOT
INSURED PURSUANT TO THE PROVISIONS OF THIS CHAPTER AT THE TIME OF THE
ACCIDENT SHALL NOT BE GRANTED ANY AWARD OR RELIEF IN EXCESS OF ANY
COMPENSATORY DAMAGES DERIVED FROM PROPERTY DAMAGE, MEDICAL EXPENSES, AND
LOST WAGES AS A DIRECT RESULT OF SUCH ACCIDENT.
2. IN AN ACTION FOR RECOVERY FOLLOWING AN ACCIDENT, ANY PLAINTIFF WHO
WAS OPERATING A VEHICLE WHILE INTOXICATED AT THE TIME OF THE ACCIDENT
AND CONVICTED OF SUCH SHALL NOT BE GRANTED ANY AWARD OR RELIEF IN EXCESS
OF ANY COMPENSATORY DAMAGES DERIVED FROM PROPERTY DAMAGE, MEDICAL
EXPENSES, AND LOST WAGES AS A DIRECT RESULT OF SUCH ACCIDENT.
3. IN AN ACTION FOR RECOVERY FOLLOWING AN ACCIDENT, ANY PLAINTIFF WHO
WAS OPERATING A VEHICLE IN THE COMMISSION OF A FELONY, OR IMMEDIATE
FLIGHT THEREFROM, AT THE TIME OF SUCH ACCIDENT AND HAS BEEN CONVICTED OF
SUCH FELONY SHALL NOT BE GRANTED ANY AWARD OR RELIEF IN EXCESS OF ANY
COMPENSATORY DAMAGES DERIVED FROM PROPERTY DAMAGE, MEDICAL EXPENSES, AND
LOST WAGES AS A DIRECT RESULT OF SUCH ACCIDENT. THE PROVISIONS OF THIS
SUBDIVISION SHALL NOT APPLY IN AN ACTION FOR INJURY CAUSED BY POLICE
MISCONDUCT.
§ 2. Section 1411 of the civil practice law and rules, as added by
chapter 69 of the laws of 1975, is amended to read as follows:
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD13606-01-5
A. 9218 2
§ 1411. Damages recoverable when contributory negligence or assumption
of risk is established. [In] EXCEPT AS PROVIDED IN SECTION THREE HUNDRED
EIGHTY-NINE OF THE VEHICLE AND TRAFFIC LAW, IN any action to recover
damages for personal injury, injury to property, or wrongful death, the
culpable conduct attributable to the claimant or to the decedent,
including contributory negligence or assumption of risk, shall not bar
recovery, but the amount of damages otherwise recoverable shall be
diminished in the proportion which the culpable conduct attributable to
the claimant or decedent bears to the culpable conduct which caused the
damages.
§ 3. This act shall take effect immediately.