Do you support this bill?

Assembly Bill A9475

2025-2026 Legislative Session

Defines "employer" for purposes of the fair credit reporting act; relates to the requesting or use for employment purposes of the consumer credit history of an applicant for employment or employee; repealer

download bill text pdf

Sponsored By

Current Bill Status - In Assembly Committee

Please enter your contact information

Home address is used to determine the senate district in which you reside. Your support or opposition to this bill is then shared immediately with the senator who represents you.

Optional services from the NY State Senate:

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.

Include a custom message for your Senator? (Optional)

Enter a message to your senator. Many New Yorkers use this to share the reasoning behind their support or opposition to the bill. Others might share a personal anecdote about how the bill would affect them or people they care about.

Actions

2025-A9475 (ACTIVE) - Details

See Senate Version of this Bill:
S8789
Current Committee:
Assembly Consumer Affairs And Protection
Law Section:
General Business Law
Laws Affected:
Amd §§380-a & 380-b, Gen Bus L; rpld §3, Chap of 2025 (as proposed in S.3072 & A.1316)
Versions Introduced in Other Legislative Sessions:
2013-2014: A7056
2015-2016: A2372
2017-2018: A5310
2019-2020: A2611
2021-2022: A1161, A6388
2023-2024: A779

2025-A9475 (ACTIVE) - Summary

Prohibits the use of consumer credit history in hiring, employment and licensing determinations.

2025-A9475 (ACTIVE) - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   9475
 
                           I N  A S S E M B L Y
 
                              January 7, 2026
                                ___________
 
 Introduced by M. of A. DINOWITZ -- read once and referred to the Commit-
   tee on Consumer Affairs and Protection
 
 AN  ACT to amend the general business law, in relation to the definition
   of the term employer and to  the  requesting  or  use  for  employment
   purposes of the consumer credit history of an applicant for employment
   or  employee  by an employer, labor organization, employment agency or
   any agent thereof; and to repeal certain provisions of  a  chapter  of
   the laws of 2025 amending the general business law relating to prohib-
   iting  the  disclosure or use of a person's consumer credit history to
   an employer, labor organization, employment agency  or  agent  thereof
   for purposes of employment decisions
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Section 380-a of the general business  law  is  amended  by
 adding a new subdivision (x) to read as follows:
   (X) THE TERM "EMPLOYER" MEANS ANY INDIVIDUAL, PARTNERSHIP, CORPORATION
 OR  ASSOCIATION  ENGAGED  IN  A BUSINESS WHO HAS EMPLOYEES INCLUDING THE
 STATE AND ITS POLITICAL SUBDIVISIONS.
   § 2. Subparagraph (iii) of paragraph 2 of subdivision (d)  of  section
 380-b  of the general business law, as added by a chapter of the laws of
 2025 amending the general  business  law  relating  to  prohibiting  the
 disclosure  or use of a person's consumer credit history to an employer,
 labor organization, employment agency or agent thereof for  purposes  of
 employment  decisions,  as proposed in legislative bills numbers S. 3072
 and A. 1316, is amended to read as follows:
   (iii) persons in a position that is  subject  to  background  investi-
 gation by a state agency[, provided, however, that the appointing agency
 may  not use consumer credit history information for employment purposes
 unless the position is an appointed position in which a high  degree  of
 public trust, as defined by the commission in rules, has been reposed.];
   §  3.  Section 3 of a chapter of the laws of 2025 amending the general
 business law relating to prohibiting the disclosure or use of a person's
 consumer credit history to an employer, labor  organization,  employment
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD01708-02-6
              

Comments

Open Legislation is a forum for New York State legislation. All comments are subject to review and community moderation is encouraged.

Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity, hate or toxic speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Attempts to intimidate and silence contributors or deliberately deceive the public, including excessive or extraneous posting/posts, or coordinated activity, are prohibited and may result in the temporary or permanent banning of the user. Comment moderation is generally performed Monday through Friday. By contributing or voting you agree to the Terms of Participation and verify you are over 13.

Create an account. An account allows you to sign petitions with a single click, officially support or oppose key legislation, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.