Provides that a rental vehicle company or peer-to-peer car sharing program administrator may act as an agent for an authorized insurer with respect to accident and health insurance that provides coverage to shared vehicle owners, shared vehicle drivers, or a combination thereof, and any other coverage that the superintendent of financial services may approve as meaningful and appropriate in connection with the sharing of a shared vehicle.
S T A T E O F N E W Y O R K
________________________________________________________________________
9508
I N A S S E M B L Y
January 8, 2026
___________
Introduced by M. of A. WEPRIN -- read once and referred to the Committee
on Insurance
AN ACT to amend the insurance law, in relation to the kinds of insurance
with respect to which a rental vehicle company or peer-to-peer car
sharing program administrator may act as an agent for an authorized
insurer
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Subparagraphs (B) and (D) of paragraph (1) of subsection
(d) of section 2131 of the insurance law, as amended by a chapter of the
laws of 2025 amending the general business law and the insurance law
relating to requiring peer-to-peer car sharing programs provide certain
insurance coverage, as proposed in legislative bills numbers S. 5941-B
and A. 6576-B, are amended to read as follows:
(B) accident and health insurance that provides coverage to renters
and other vehicle occupants, OR THAT PROVIDES COVERAGE TO SHARED VEHICLE
OWNERS, SHARED VEHICLE DRIVERS, OR A COMBINATION THEREOF, in excess to
the standard first party benefits provided pursuant to article fifty-one
of this chapter, for accidental death and/or dismemberment and for
medical expenses resulting from an accident that occurs during the
rental period or during the peer-to-peer car sharing period;
(D) any other coverage that the superintendent may approve as meaning-
ful and appropriate in connection with the rental of motor vehicles OR
THE SHARING OF A SHARED VEHICLE; or
§ 2. This act shall take effect on the same date and in the same
manner as a chapter of the laws of 2025 amending the general business
law and the insurance law relating to requiring peer-to-peer car sharing
programs provide certain insurance coverage, as proposed in legislative
bills numbers S. 5941-B and A. 6576-B, takes effect.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD10425-10-6
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