S T A T E O F N E W Y O R K
________________________________________________________________________
1081
2025-2026 Regular Sessions
I N S E N A T E
(PREFILED)
January 8, 2025
___________
Introduced by Sen. RAMOS -- read twice and ordered printed, and when
printed to be committed to the Committee on Civil Service and Pensions
AN ACT to amend the civil service law, in relation to requiring dental
insurance plans to automatically carry over a portion of the
enrollee's benefit amount for use in the succeeding year
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Subdivision 2 of section 160 of the civil service law, as
amended by chapter 414 of the laws of 1980, is amended to read as
follows:
2. The president, in [his] THE PRESIDENT'S discretion, is hereby
empowered to make, amend and rescind, from time to time, regulations
establishing a dental insurance plan which shall be a part of the health
insurance plan authorized by this article. Such regulations may provide
for negotiating unit, employee and employer participation or nonpartic-
ipation, employee, dependent and retiree eligibility or noneligibility
and such contribution rates as the president may determine even though
such regulations establish standards which differ from those applicable
by law to other parts of such health insurance plan; PROVIDED, HOWEVER,
THAT SUCH REGULATIONS SHALL REQUIRE DENTAL INSURANCE PLANS TO AUTOMAT-
ICALLY ANNUALLY CARRY OVER ANY UNUSED BENEFIT AMOUNT OF SUCH PLAN IN AN
AMOUNT UP TO AT LEAST TWENTY-FIVE PERCENT OF THE ENROLLEE'S BENEFIT
AMOUNT AND WHICH SHALL BE ADDED TO THE ENROLLEE'S BENEFIT AMOUNT FOR THE
SUCCEEDING YEAR. The president is hereby authorized and directed to
provide in such regulations for participation in the dental insurance
plan by retirees; provided, however, that the claims experience for
retirees shall be separately rated and premiums established separate
from other participants in the plan and provided further that the full
costs of participation in such plan, including all administrative costs,
shall be borne by such retirees. Considering the dental insurance plan
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD03198-01-5
S. 1081 2
as a whole, no regulation enacted pursuant to this subdivision shall
provide or permit a benefit structure inconsistent with the most effi-
cient and economical administration of such plan.
§ 2. This act shall take effect immediately.