NY State Senate Bill 2025-S2704

Current Bill Status - In Senate Committee Insurance Committee

Introduced
- In Committee Assembly
- In Committee Senate
- On Floor Calendar Assembly
- On Floor Calendar Senate
- Passed Assembly
- Passed Senate
Delivered to Governor
Signed By Governor

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Date of Action	Assembly Actions - Lowercase Senate Actions - UPPERCASE
Jan 22, 2025	referred to insurance

co-Sponsors

2025-S2704 (ACTIVE) - Details

Current Committee:: Senate Insurance
Law Section:: Insurance Law
Laws Affected:: Amd §§3216, 3221 & 4303, Ins L
Versions Introduced in Other Legislative Sessions:: 2021-2022: S8187
2023-2024: S1002

2025-S2704 (ACTIVE) - Summary

Requires health insurance coverage for home test kits for sexually transmitted diseases.

2025-S2704 (ACTIVE) - Sponsor Memo

                                 
BILL NUMBER: S2704

SPONSOR: HOYLMAN-SIGAL
 
TITLE OF BILL:

An act to amend the insurance law, in relation to requiring health
insurance coverage for home test kits for sexually transmitted diseases

 
PURPOSE:

To require insurance providers cover at home STD test kits.

 
SUMMARY OF SPECIFIC PROVISIONS:

Section 1 of the bill amends section 3216 of insurance law section to
require insurance policies include coverage for STD home test kits.

Section 2 of the bill amends section 3216 of insurance law section to
require insurance policies include coverage for STD home test kits.

Section 3 of the bill amends section 3216 of insurance law section to
require insurance policies include coverage for STD home test kits.

Section 4 is the effective date.

 
JUSTIFICATION:

Rates of sexually transmitted diseases (STDs) have been trending upward,
with reported STDs reaching an all-time high for the sixth year in a
row, according to the Centers for Disease Control and Prevention. A
recent report found a nearly thirty percent increase in reported STDs
between 2015 and 2019. Alarmingly, the most recent data available for
2020 suggests that this trend has only gotten worse, but the COVID-19
pandemic has disrupted our STD testing protocols and staffing capacity,
which has left us in the dark about the true state of this parallel
epidemic.

The lack of easily available and convenient testing has also contributed
to undetected infections that in turn increase the rate of spread of
these diseases. While many of these illnesses are treatable, some do not
manifest symptoms for extended periods.  Without testing, individuals do
not seek treatment and are in danger of fatal or severe health conse-
quences. This bill helps ensure New York can control the spread and
provide treatment for those in need by making convenient at home testing
widely available.

 
LEGISLATIVE HISTORY:

S.1002 of 2023-2024 (Hoylman-Sigal): Died in Insurance

S.8187 of 2021-2022 (Hoylman): Died in Insurance

 
FISCAL IMPLICATIONS:

None.

 
EFFECTIVE DATE:
This act shall take effect on the ninetieth day after it shall have
become a law and shall apply to any policy issued, delivered, renewed,
and/or modified on or after the effective date of this act.  Effective
immediately, the addition, amendment and/or repeal of any rule or regu-
lation necessary for the implementation of this act on its effective
date are authorized to be made and completed on or before such effective
date.

2025-S2704 (ACTIVE) - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   2704
 
                        2025-2026 Regular Sessions
 
                             I N  S E N A T E
 
                             January 22, 2025
                                ___________
 
 Introduced  by  Sens.  HOYLMAN-SIGAL,  MYRIE  --  read twice and ordered
   printed, and when printed to be committed to the Committee  on  Insur-
   ance
 
 AN  ACT  to  amend  the  insurance  law, in relation to requiring health
   insurance  coverage  for  home  test  kits  for  sexually  transmitted
   diseases

   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1.  Subsection (i) of section 3216 of  the  insurance  law  is
 amended by adding a new paragraph 40 to read as follows:
   (40)  EVERY POLICY WHICH PROVIDES HOSPITAL, SURGICAL OR MEDICAL COVER-
 AGE OR PROVIDES REIMBURSEMENT FOR LABORATORY TESTS OR REIMBURSEMENT  FOR
 DIAGNOSTIC  X-RAY SERVICES SHALL PROVIDE COVERAGE FOR HOME TEST KITS FOR
 SEXUALLY TRANSMITTED DISEASES.  FOR PURPOSES OF  THIS  PARAGRAPH,  "HOME
 TEST  KIT"    MEANS A PRODUCT USED FOR A TEST RECOMMENDED BY THE FEDERAL
 CENTERS FOR DISEASE CONTROL AND  PREVENTION  GUIDELINES  OR  THE  UNITED
 STATES PREVENTIVE SERVICES TASK FORCE, THAT HAS BEEN CLINICAL LABORATORY
 IMPROVEMENT AMENDMENTS OF 1988-WAIVED, CLEARED OR APPROVED BY THE UNITED
 STATES  FOOD  AND  DRUG  ADMINISTRATION, OR DEVELOPED BY A LABORATORY IN
 ACCORDANCE WITH ESTABLISHED REGULATIONS AND QUALITY STANDARDS, TO  ALLOW
 INDIVIDUALS TO SELF-COLLECT SPECIMENS FOR SEXUALLY TRANSMITTED DISEASES,
 INCLUDING HIV, REMOTELY AT A LOCATION OUTSIDE OF A CLINICAL SETTING.
   § 2. Subsection (k) of section 3221 of the insurance law is amended by
 adding a new paragraph 24 to read as follows:
   (24)  EVERY POLICY WHICH PROVIDES HOSPITAL, SURGICAL OR MEDICAL COVER-
 AGE OR PROVIDES REIMBURSEMENT FOR LABORATORY TESTS OR REIMBURSEMENT  FOR
 DIAGNOSTIC  X-RAY SERVICES SHALL PROVIDE COVERAGE FOR HOME TEST KITS FOR
 SEXUALLY TRANSMITTED DISEASES.  FOR PURPOSES OF  THIS  PARAGRAPH,  "HOME
 TEST  KIT"    MEANS A PRODUCT USED FOR A TEST RECOMMENDED BY THE FEDERAL
 CENTERS FOR DISEASE CONTROL AND  PREVENTION  GUIDELINES  OR  THE  UNITED
 STATES PREVENTIVE SERVICES TASK FORCE, THAT HAS BEEN CLINICAL LABORATORY
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD06143-01-5

 S. 2704                             2
 
 IMPROVEMENT AMENDMENTS OF 1988-WAIVED, CLEARED OR APPROVED BY THE UNITED
 STATES  FOOD  AND  DRUG  ADMINISTRATION, OR DEVELOPED BY A LABORATORY IN
 ACCORDANCE WITH ESTABLISHED REGULATIONS AND QUALITY STANDARDS, TO  ALLOW
 INDIVIDUALS TO SELF-COLLECT SPECIMENS FOR SEXUALLY TRANSMITTED DISEASES,
 INCLUDING HIV, REMOTELY AT A LOCATION OUTSIDE OF A CLINICAL SETTING.
   §  3.  Section  4303  of  the insurance law is amended by adding a new
 subsection (ww) to read as follows:
   (WW) EVERY POLICY WHICH PROVIDES HOSPITAL, SURGICAL OR MEDICAL  COVER-
 AGE  OR PROVIDES REIMBURSEMENT FOR LABORATORY TESTS OR REIMBURSEMENT FOR
 DIAGNOSTIC X-RAY SERVICES SHALL PROVIDE COVERAGE FOR HOME TEST KITS  FOR
 SEXUALLY  TRANSMITTED DISEASES.   FOR PURPOSES OF THIS SUBSECTION, "HOME
 TEST KIT" MEANS A PRODUCT USED FOR A TEST  RECOMMENDED  BY  THE  FEDERAL
 CENTERS  FOR  DISEASE  CONTROL  AND  PREVENTION GUIDELINES OR THE UNITED
 STATES PREVENTIVE SERVICES TASK FORCE, THAT HAS BEEN CLINICAL LABORATORY
 IMPROVEMENT AMENDMENTS OF 1988-WAIVED, CLEARED OR APPROVED BY THE UNITED
 STATES FOOD AND DRUG ADMINISTRATION, OR DEVELOPED  BY  A  LABORATORY  IN
 ACCORDANCE  WITH ESTABLISHED REGULATIONS AND QUALITY STANDARDS, TO ALLOW
 INDIVIDUALS TO SELF-COLLECT SPECIMENS FOR SEXUALLY TRANSMITTED DISEASES,
 INCLUDING HIV, REMOTELY AT A LOCATION OUTSIDE OF A CLINICAL SETTING.
   § 4. This act shall take effect on the ninetieth day  after  it  shall
 have  become  a  law  and  shall  apply to any policy issued, delivered,
 renewed, and/or modified on or after the effective  date  of  this  act.
 Effective immediately, the addition, amendment and/or repeal of any rule
 or regulation necessary for the implementation of this act on its effec-
 tive  date  are  authorized  to  be made and completed on or before such
 effective date.

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Senate Bill S2704

Sponsored By

Current Bill Status - In Senate Committee Insurance Committee

Actions

co-Sponsors

2025-S2704 (ACTIVE) - Details

2025-S2704 (ACTIVE) - Summary

2025-S2704 (ACTIVE) - Sponsor Memo

2025-S2704 (ACTIVE) - Bill Text download pdf

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Sponsored By

Brad Hoylman-Sigal

Current Bill Status - In Senate Committee Insurance Committee

Actions

co-Sponsors

Zellnor Myrie

2025-S2704 (ACTIVE) - Details

2025-S2704 (ACTIVE) - Summary

2025-S2704 (ACTIVE) - Sponsor Memo

2025-S2704 (ACTIVE) - Bill Text download pdf

Comments