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Senate Bill S4119

2025-2026 Legislative Session

Provides for insurance coverage for electrolysis procedures when deemed medically necessary

download bill text pdf

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Current Bill Status - In Senate Committee Insurance Committee

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2025-S4119 (ACTIVE) - Details

Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §3216, 3221 & 4303, Ins L
Versions Introduced in 2023-2024 Legislative Session:
S7304

2025-S4119 (ACTIVE) - Summary

Provides for insurance coverage for electrolysis procedures to stop the growth of hair, when deemed medically necessary.

2025-S4119 (ACTIVE) - Sponsor Memo

2025-S4119 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   4119
 
                        2025-2026 Regular Sessions
 
                             I N  S E N A T E
 
                             February 3, 2025
                                ___________
 
 Introduced  by Sen. SCARCELLA-SPANTON -- read twice and ordered printed,
   and when printed to be committed to the Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to coverage for  electro-
   lysis  procedures  to  stop  the growth of hair, when deemed medically
   necessary

   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Subsection  (i)  of  section 3216 of the insurance law is
 amended by adding a new paragraph 40 to read as follows:
   (40) (A) EVERY POLICY WHICH PROVIDES MEDICAL, MAJOR MEDICAL, OR  SIMI-
 LAR  COMPREHENSIVE-TYPE COVERAGE SHALL PROVIDE COVERAGE FOR ELECTROLYSIS
 PROCEDURES TO STOP THE GROWTH OF HAIR, WHEN DETERMINED MEDICALLY  NECES-
 SARY,  INCLUDING  BUT  NOT LIMITED TO INSTANCES NECESSARY FOR GENDER-AF-
 FIRMING TREATMENT.
   (B) COVERAGE PROVIDED UNDER THIS PARAGRAPH MAY BE  SUBJECT  TO  ANNUAL
 DEDUCTIBLES  AND  CO-INSURANCE  AS DEEMED APPROPRIATE BY THE SUPERINTEN-
 DENT.
   § 2. Subsection (k) of section 3221 of the insurance law is amended by
 adding a new paragraph 24 to read as follows:
   (24) (A) EVERY GROUP OR BLANKET POLICY DELIVERED OR ISSUED FOR  DELIV-
 ERY  IN  THIS  STATE  WHICH  PROVIDES MEDICAL, MAJOR MEDICAL, OR SIMILAR
 COMPREHENSIVE-TYPE COVERAGE  SHALL  PROVIDE  COVERAGE  FOR  ELECTROLYSIS
 PROCEDURES  TO STOP THE GROWTH OF HAIR, WHEN DETERMINED MEDICALLY NECES-
 SARY, INCLUDING BUT NOT LIMITED TO INSTANCES  NECESSARY  FOR  GENDER-AF-
 FIRMING TREATMENT.
   (B)  COVERAGE  PROVIDED  UNDER THIS PARAGRAPH MAY BE SUBJECT TO ANNUAL
 DEDUCTIBLES AND CO-INSURANCE AS DEEMED APPROPRIATE  BY  THE  SUPERINTEN-
 DENT.
   §  3.  Section  4303  of  the insurance law is amended by adding a new
 subsection (ww) to read as follows:
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD08339-01-5
 S. 4119                             2

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