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Senate Bill S6146

2025-2026 Legislative Session

Relates to registration of mortgages in default

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Sponsored By

Current Bill Status - In Senate Committee Housing, Construction And Community Development Committee

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2025-S6146 (ACTIVE) - Details

Current Committee:
Senate Housing, Construction And Community Development
Law Section:
Real Property Actions and Proceedings Law
Laws Affected:
Amd §1393, RPAP L
Versions Introduced in 2023-2024 Legislative Session:
S7220

2025-S6146 (ACTIVE) - Summary

Modifies the cap on the registration fee for the registration of residential mortgages in default which may be imposed by a local law, ordinance or resolution.

2025-S6146 (ACTIVE) - Sponsor Memo

2025-S6146 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   6146
 
                        2025-2026 Regular Sessions
 
                             I N  S E N A T E
 
                               March 5, 2025
                                ___________
 
 Introduced  by  Sen.  PARKER -- read twice and ordered printed, and when
   printed to be committed to the Committee on Housing, Construction  and
   Community Development
 
 AN  ACT  to  amend  the  real  property  actions and proceedings law, in
   relation to registration of mortgages in default

   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1. Subdivision 3 of section 1393 of the real property actions
 and proceedings law, as added by chapter 600 of the  laws  of  2022,  is
 amended to read as follows:
   3.  Any  local law, ordinance or resolution that allows for the regis-
 tration of residential mortgages in default may  impose  a  registration
 fee  not exceeding [seventy-five] FIVE HUNDRED dollars annually. A mort-
 gagee and/or its agents are prohibited from passing along such  fees  to
 the mortgagor in default.
   § 2. This act shall take effect immediately.
 
 
 
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD10576-01-5

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