S T A T E O F N E W Y O R K
________________________________________________________________________
6295
2025-2026 Regular Sessions
I N S E N A T E
March 10, 2025
___________
Introduced by Sen. SANDERS -- read twice and ordered printed, and when
printed to be committed to the Committee on Insurance
AN ACT to amend the insurance law, in relation to requiring health
insurance plans to provide coverage for epi-pens for individuals 18
years old and younger
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Subsection (i) of section 3216 of the insurance law is
amended by adding a new paragraph 41 to read as follows:
(41) EVERY INSURER ISSUING A POLICY OF ACCIDENT AND HEALTH INSURANCE
DELIVERED OR ISSUED FOR DELIVERY IN THIS STATE SHALL MAKE AVAILABLE AND,
IF REQUESTED BY THE INSURED, PROVIDE COVERAGE OF MEDICALLY NECESSARY
EPINEPHRINE AUTO-INJECTOR DEVICES FOR ANY INSURED INDIVIDUAL WHO IS
EIGHTEEN YEARS OLD OR YOUNGER. FOR THE PURPOSES OF THIS PARAGRAPH,
"EPINEPHRINE AUTO-INJECTOR DEVICE" SHALL HAVE THE SAME MEANING AS
PROVIDED IN PARAGRAPH (B) OF SUBDIVISION ONE OF SECTION THREE THOUSAND-C
OF THE PUBLIC HEALTH LAW.
§ 2. Subsection (k) of section 3221 of the insurance law is amended by
adding a new paragraph 24 to read as follows:
(24) EVERY GROUP OR BLANKET POLICY OF ACCIDENT AND HEALTH INSURANCE
DELIVERED OR ISSUED FOR DELIVERY IN THIS STATE WHICH PROVIDES HOSPITAL,
SURGICAL OR MEDICAL COVERAGE SHALL MAKE AVAILABLE AND, IF REQUESTED BY
THE INSURED, PROVIDE COVERAGE OF MEDICALLY NECESSARY EPINEPHRINE AUTO-
INJECTOR DEVICES FOR ANY INSURED INDIVIDUAL WHO IS EIGHTEEN YEARS OLD OR
YOUNGER. FOR THE PURPOSES OF THIS PARAGRAPH, "EPINEPHRINE AUTO-INJECTOR
DEVICE" SHALL HAVE THE SAME MEANING AS PROVIDED IN PARAGRAPH (B) OF
SUBDIVISION ONE OF SECTION THREE THOUSAND-C OF THE PUBLIC HEALTH LAW.
§ 3. Section 4303 of the insurance law is amended by adding a new
subsection (ww) to read as follows:
(WW) EVERY MEDICAL EXPENSE INDEMNITY CORPORATION, HOSPITAL SERVICE
CORPORATION AND HEALTH SERVICE CORPORATION WHICH PROVIDES COVERAGE FOR
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD10433-01-5
S. 6295 2
MEDICAL, SURGICAL OR MAJOR MEDICAL CARE SHALL MAKE AVAILABLE AND, IF
REQUESTED BY THE COVERED PERSON, PROVIDE COVERAGE OF MEDICALLY NECESSARY
EPINEPHRINE AUTO-INJECTOR DEVICES FOR ANY INSURED INDIVIDUAL WHO IS
EIGHTEEN YEARS OLD OR YOUNGER. FOR THE PURPOSES OF THIS SUBSECTION,
"EPINEPHRINE AUTO-INJECTOR DEVICE" SHALL HAVE THE SAME MEANING AS
PROVIDED IN PARAGRAPH (B) OF SUBDIVISION ONE OF SECTION THREE THOUSAND-C
OF THE PUBLIC HEALTH LAW.
§ 4. This act shall take effect on the ninetieth day after it shall
have become a law, and shall apply to any contract or renewal or exten-
sion of contract dated after this act shall have become a law.