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component, shall be deemed to mean and refer to the corresponding
section of the Part in which it is found. Section four of this act sets
forth the general effective date of this act.
PART A
Section 1. Central New York extreme weather relief and resiliency
grant program. 1. There is hereby established the central New York
extreme weather relief and resiliency grant program to provide grants to
certain persons and entities that suffered damage from covered events.
2. For the purposes of this section, the term "covered event" includes
tornadoes that occurred on July 16, 2024 and extreme winter weather
events which brought heavy winds, ice, and/or snow that occurred between
January 6, 2025 and February 25, 2025, in Oneida, Madison, Herkimer,
Onondaga, Otsego, and adjacent counties.
3. (a) Small businesses, farms, owners of multiple dwellings, homeown-
ers' associations, and not-for-profit organizations that sustained
direct physical damage as a result of a covered extreme weather event
are eligible to apply for a grant under this program to be used for
storm-related repairs and restoration to structures, equipment, and
other storm-related costs which are not covered by any other federal,
state or local recovery program or third-party payors.
(b) Such grant shall be in an amount of no more than $30,000 for
owners of multiple dwellings and no more than $100,000 for small busi-
nesses, farms, homeowners' associations and not-for-profit corporations;
provided, however, that the aggregate amount of all grants distributed
under the grant program shall not exceed $25,000,000.
(c) The empire state development corporation shall administer the
grant program. Such corporation is hereby empowered to establish grant
guidelines and additional eligibility criteria, based on available
extreme weather damage data provided by applicable state and/or federal
agencies, as it deems necessary to effectuate the administration of this
program. In administering such grant program, the empire state develop-
ment corporation shall give preference to applicants that demonstrate
the greatest need.
4. (a) Owners of residences that sustained direct physical damage as a
result of covered extreme weather events are eligible to apply for a
grant under this subdivision.
(b) Such grant shall be in an amount of no more than $60,000 and shall
be used for storm-related repairs and restoration to structures, equip-
ment, and for other storm-related costs, all of which were not covered
by any other federal, state or local recovery program or any third-party
payors; provided, however, that the aggregate amount of all grants
distributed under the grant program shall not exceed $15,000,000.
(c) The empire state development corporation shall administer this
grant program. Such corporation is hereby empowered to establish grant
guidelines and additional eligibility criteria, based on available
extreme weather damage data provided by applicable state and/or federal
agencies, as it deems necessary to effectuate the administration of this
program. In administering such grant program, the empire state develop-
ment corporation shall give preference to applicants demonstrating the
greatest need.
5. (a) Counties, cities, towns, villages, and special districts that
sustained direct physical damage as a result of covered extreme weather
events are eligible to apply for a grant under this subdivision.
S. 7761 3
(b) Such grant shall be in an amount of no more than $1,000,000 and
shall be used for storm-related repairs and restoration to municipal
infrastructure and systems and for snow and tornado-related climate
resiliency improvements. Eligible projects may include road and bridge
hardening against wind and ice, backup energy generation, snow load
mitigation for public buildings, culvert and drainage system improve-
ments, emergency response infrastructure upgrades, and similar improve-
ments; provided, however, that the aggregate amount of all grants
distributed under the grant program shall not exceed $25,000,000.
(c) The empire state development corporation shall administer this
grant program. Such corporation is hereby empowered to establish grant
guidelines and additional eligibility criteria, based on available
extreme weather damage data provided by applicable state and/or federal
agencies, as it deems necessary to effectuate the administration of this
program. In administering such grant program, the empire state develop-
ment corporation shall give preference to applicants demonstrating the
greatest need.
6. (a) Municipalities and special districts that sustained direct
physical damage from extreme weather events between January 1, 2024, and
March 31, 2025, are eligible to apply for additional grants under this
subdivision.
(b) Such grants shall not exceed $1,000,000 per applicant.
(c) Grants shall be used for repairs and resilience upgrades to public
infrastructure and systems affected by snow and tornado-related climate
events, including but not limited to road and bridge reinforcements,
improved drainage and de-icing infrastructure, backup power systems, and
public shelter facilities.
(d) All grants must be used for storm-related costs not otherwise
covered by any federal, state or local recovery program or third-party
payors.
(e) The empire state development corporation shall administer this
program, which shall not exceed $10,000,000 in the aggregate.
§ 2. Municipalities participating in the central New York extreme
weather relief and resiliency grant program may issue bonds and notes
pursuant to subdivision 33-d of paragraph a of section 11.00 of the
local finance law to finance grants, infrastructure recovery, and miti-
gation authorized pursuant to this act.
§ 3. The empire state development corporation is authorized to reallo-
cate any funds remaining from other programs or unallocated to carry out
the purposes of this act.
§ 4. This act shall take effect immediately and shall be deemed to
have been in full force and effect on and after January 1, 2024.
PART B
Section 1. Expanded resilient and ready program. 1. There is hereby
established the expanded resilient and ready program, which shall
include the expanded rapid response home repair program and the expanded
resilient retrofits program, to provide grants to homeowners impacted by
extreme weather events and to provide long-term climate resilience
improvements for snow and tornado-related weather hazards. Such program
shall be an expansion of the New York state homes and community renewal
resilient retrofit program and shall be administered in the same manner
as such program is administered.
S. 7761 4
2. For the purposes of this section, the term "extreme weather events"
includes, but is not limited to, tornadoes and winter weather events
which bring heavy winds, ice, and/or snow.
3. (a) The New York state homes and community renewal rapid response
home repair program shall be expanded to provide immediate assistance in
the form of grants to homeowners impacted by extreme weather events, as
such term is defined in this section.
(b) Such grants shall be in an amount of no more than $25,000 per
household and shall be used for emergency structural repairs, including
but not limited to roofing, electrical, and heating systems.
(c) The expanded rapid response home repair program shall be adminis-
tered by the division of housing and community renewal, in partnership
with local governments and emergency management offices, in the same
manner as the rapid response home repair program is administered;
provided, however, that local administrators shall be pre-authorized to
deploy funds within 30 days of a disaster declaration to ensure timely
response.
4. (a) The New York state homes and community renewal resilient retro-
fits program shall be expanded to support long-term climate resilience
improvements for snow and tornado-related weather hazards.
(b) Grants provided by the expanded program shall support climate
resilience improvements, including but not limited to: tornado-resistant
roofing systems, reinforced foundations, snow load-rated roof reinforce-
ments, enhanced insulation, ice dam prevention systems, impact-resistant
windows, storm shutters, and residential storm shelters.
(c) The expanded resilient retrofits program shall be administered in
the same manner as the New York state homes and community renewal resil-
ient retrofits program is administered. In administering such expanded
program, preference shall be given to low- and moderate-income homeown-
ers.
(d) Participation in the expanded rapid response home repair program
may make applicants eligible for property/casualty insurance premium
reductions based on risk mitigation.
5. Funds in the amount of $50,000,000, or so much thereof as may be
available, shall be allocated to the expanded resilient and ready
program to support expansion of the New York state homes and community
renewal rapid response home repair program and the New York state homes
and community renewal resilient retrofits program.
§ 2. Municipalities participating in the expanded resilient and ready
program may issue bonds and notes pursuant to subdivision 33-d of para-
graph a of section 11.00 of the local finance law to finance grants,
infrastructure recovery, and mitigation authorized pursuant to this act.
§ 3. The empire state development corporation is authorized to reallo-
cate any funds remaining from other programs or unallocated to carry out
the purposes of this act.
§ 4. This act shall take effect immediately and shall be deemed to
have been in full force and effect on and after January 1, 2024.
PART C
Section 1. Central New York property/casualty insurance resiliency
incentive program. 1. There is hereby established the central New York
property/casualty insurance resiliency incentive program to facilitate
property/casualty insurance discounts for mitigation efforts.
2. (a) Property/casualty insurers authorized to do business in New
York state are encouraged to offer loss mitigation tools and services to
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policyholders for free or reduced cost, including smart water monitors,
shutoff devices, and electrical fire sensors; provided, however, that
the offering of such loss mitigation tools and services for free or
reduced cost shall be subject to subsection (a) of section 2324 of the
insurance law and shall be offered in compliance with such subsection.
(b) Where the market value of such loss mitigation tools and services
exceeds $25, the offering of such loss mitigation tools and services
shall be specified in the insurance policy and shall have a legitimate
nexus to the insurance coverage provided pursuant to subsection (a) of
section 1113 and sections 1106 and 1610 of the insurance law.
3. (a) The department of financial services may issue guidance to
ensure loss mitigation tools and services offered pursuant to this
section are: related to risk reduction, appropriately disclosed, and
uniformly provided to like insureds in a fair and nondiscriminatory
manner.
(b) Insurers shall specify in policy forms what loss mitigation tools
and services are being offered, who pays for such tools and services,
and any applicable conditions or limits.
4. Insurers, the New York Property Insurance Underwriting Association
(NYPIUA), and rate service organizations (RSOs) shall file with the
department of financial services actuarially appropriate discounts for:
(a) Installation of devices or systems that mitigate or prevent loss-
es, including snow load alarms, ice dam prevention systems, and torna-
do-resistant features; and
(b) Retrofitting property with storm-resistant roofing systems,
impact-resistant windows, storm shutters, or reinforced structural
elements specific to snow or tornado events, pursuant to sections 2346
and 2346-a of the insurance law and 11 NYCRR § 160.6.
5. The department of financial services shall monitor compliance and
may adopt rules and regulations to ensure consistent application of this
section.
§ 2. Municipalities participating in the central New York extreme
weather relief and resiliency grant program may issue bonds and notes
pursuant to subdivision 33-d of paragraph a of section 11.00 of the
local finance law to finance grants, infrastructure recovery, and miti-
gation authorized pursuant to this act.
§ 3. The empire state development corporation is authorized to reallo-
cate any funds remaining from other programs or unallocated to carry out
the purposes of this act.
§ 4. This act shall take effect immediately and shall be deemed to
have been in full force and effect on and after January 1, 2024.
§ 3. Severability clause. If any clause, sentence, paragraph, subdivi-
sion, section or part of this act shall be adjudged by any court of
competent jurisdiction to be invalid, such judgment shall not affect,
impair, or invalidate the remainder thereof, but shall be confined in
its operation to the clause, sentence, paragraph, subdivision, section
or part thereof directly involved in the controversy in which such judg-
ment shall have been rendered. It is hereby declared to be the intent of
the legislature that this act would have been enacted even if such
invalid provisions had not been included herein.
§ 4. This act shall take effect immediately provided, however, that
the applicable effective date of Parts A through C of this act shall be
as specifically set forth in the last section of such Parts.