* § 743. Licensee's books and records; reports. 1. A buy-now-pay-later
lender shall keep and use in its business such books, accounts and
records as will enable the superintendent to determine whether such
buy-now-pay-later lender is complying with the provisions of this
article and with the rules and regulations promulgated by the
superintendent thereunder. Every buy-now-pay-later lender shall preserve
such books, accounts and records for at least six years after making the
final entry in respect to any buy-now-pay-later loan recorded therein;
provided, however, the preservation of photographic or digital
reproductions thereof or records in photographic or digital form shall
constitute compliance with this requirement.

2. By a date to be set by the superintendent, each licensee shall
annually file a report with the superintendent giving such information
as the superintendent may require concerning the licensee's business and
operations during the preceding calendar year within the state under the
authority of this article. Such report shall be subscribed and affirmed
as true by the licensee under the penalties of perjury and be in the
form prescribed by the superintendent. In addition to such annual
reports, the superintendent may require of licensees such additional
regular or special reports as the superintendent may deem necessary to
the proper supervision of licensees under this article. Such additional
reports shall be in the form prescribed by the superintendent and shall
be subscribed and affirmed as true under the penalties of perjury.

* NB Effective upon the one hundred eightieth day after the
promulgation of rules and/or regulations by the department of financial
services to effectuate certain provisions (see Ch. 58 of 2025, Part Y, §
13)