§ 3201. Confession of judgment before default on certain installment
contracts invalid. Notwithstanding the provisions of section thirty-two
hundred eighteen, no judgment by confession shall be entered on any
affidavit which was executed prior to the time a default in the payment
of an installment occurs in connection with the purchase for fifteen
hundred dollars or less of any commodities for any use other than a
commercial or business use upon any plan of deferred payments whereby
the price or cost is payable in two or more installments. Any judgment
entered in violation of this section is void and unenforceable.