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This entry was published on 2014-09-22
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SECTION 519
Disclosure by commercial establishments honoring credit cards
General Business (GBS) CHAPTER 20, ARTICLE 29-A
§ 519. Disclosure by commercial establishments honoring credit cards.
1. Any person who honors credit cards that may be used to purchase or
lease property on the credit of the issuer or of the holder and requires
a minimum purchase before accepting credit cards or refuses to allow the
use of such card on discounted or sale items must post such limitations
or conditions conspicuously and in all advertisements that mention that
credit cards are accepted. The disclosure provisions with respect to
these requirements shall be satisfied if the retail installment credit
agreement discloses the fact that the use of the credit card requires a
minimum purchase or shall not be used to purchase sale items, or if the
issuer of the credit card notifies the holder in writing that the use of
the card requires a minimum purchase or that the card shall not be used
to purchase sale items. This section shall not apply to minimum purchase
requirements or other restrictions which are applicable regardless of
the method of payment.

2. Any person violating the provisions of this section shall be
subject to a civil fine of not more than one hundred dollars on the
first violation and not more than two hundred fifty dollars on the
second and all subsequent violations.

3. This section does not annul, alter, affect or exempt any person
subject to the provisions of this section from complying with the laws,
ordinances, rules or regulations of any locality relating to disclosure
of limitations and conditions of credit card purchases, except to the
extent that those local laws, ordinances, rules or regulations are
inconsistent with any provision of this section and then only to the
extent of the inconsistency. However, any local law, ordinance, rule or
regulation shall not be considered inconsistent with any provision of
this section if such local law, ordinance, rule or regulation gives
greater protection to the consumer.