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This entry was published on 2014-09-22
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SECTION 6301
Special risks; filing exemption
Insurance (ISC) CHAPTER 28, ARTICLE 63
§ 6301. Special risks; filing exemption. (a) Notwithstanding any
provision of this chapter, the superintendent shall, pursuant to
regulations promulgated by the superintendent, permit exemption from
filing requirements only with respect to rates and policy forms, where
applicable, for any of the kinds of insurance specified in subsection
(b) of this section.

(b) An exemption pursuant to subsection (a) hereof shall be permitted
in relation to the kinds of insurance set forth in paragraphs four
through fourteen, sixteen, seventeen, nineteen through twenty-two,
twenty-seven and twenty-nine, of subsection (a) of section one thousand
one hundred thirteen of this chapter and such insurance as the
superintendent deems to be substantially similar to one of the foregoing
kinds, except no exemption may be permitted for: (1) coverage for
personal lines to natural persons for non-business purposes; (2)
insurance specified in subsection (b) of section two thousand three
hundred five of this chapter, except medical malpractice insurance, or
section two thousand three hundred twenty-eight of this chapter; (3)
insurance required to satisfy any financial responsibility requirement
of this state; or (4) a policy written on a group basis. However, any
risk pursuant to paragraph one, two or three of such subsection of such
section of this chapter or personal lines risk (except motor vehicle
insurance coverage to natural persons for non-business purposes) shall
be exempt pursuant to subsection (a) hereof if it is included by the
superintendent on the list maintained by the superintendent pursuant to
subsection (a) of section six thousand three hundred three of this
article.

(c) An exemption granted pursuant to this section shall apply only to
authorized insurers complying with this chapter, except that it shall
not apply to insurers subject to article sixty-six of this chapter. The
exemption shall not be an exemption for joint underwriting or joint
reinsurance transactions pursuant to section two thousand three hundred
seventeen of this chapter.

(d) Nothing in this article shall exempt any insurer, or any policy
issued pursuant to this article, from any applicable provision or
standard in this chapter, regulations promulgated thereunder, or other
requirements of state law.

(e) In this article, "medical malpractice insurance" has the meaning
set forth in subsection (b) of section five thousand five hundred one of
this chapter.