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This entry was published on 2020-12-18
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ARTICLE 23
Property/casualty Insurance Rates
Insurance (ISC) CHAPTER 28
ARTICLE 23

PROPERTY/CASUALTY INSURANCE RATES
Section 2301. Purpose.

2302. Applicability.

2303. Standards for rates.

2304. Rate making and supporting information.

2305. Rates or rating plans; no prior approval; prior

approval.

2306. Delegation of rate filing obligation.

2307. Rating classifications or territories; policy forms.

2308. Imposition of prior approval.

2309. Excess rate.

2310. Informational filings.

2311. Suspension of filing requirement.

2313. Rate service organization; defined.

2314. Charging of rates.

2315. Recording and reporting of experience; statistical

plans.

2316. Prohibition of anti-competitive behavior.

2317. Joint underwriting or joint reinsurance.

2318. Risk sharing plans.

2319. Information to be furnished insureds; aggrieved person.

2320. Enforcement and penalties; where prior approval is not

required.

2321. Enforcement and penalties; where prior approval is

required.

2322. Final determination; procedure on orders without

hearing.

2323. Profitability and rates of return; where prior approval

is not required.

2324. Rebating and discrimination.

2325. Accounts and statistics.

2326. Evaluation of competitive rating provisions.

2328. Certain motor vehicle insurance rates; prior approval.

2329. Motor vehicle insurance rates; excess profits.

2330. No fault motor vehicle insurance rates; reflection of

reduced exposure to loss.

2331. Motor vehicle comprehensive insurance rates; age, sex or

marital status.

2332. Non-commercial private passenger automobile insurance

rates; experienced and inexperienced principal

operators.

2333. Non-commercial private passenger automobile insurance

rates; apportionment of expenses.

2334. Non-commercial private passenger automobile insurance

rates; merit rating plans.

2335. Motor vehicle liability insurance rates; prohibition of

surcharges for certain accidents and traffic

infractions.

2335-a. Prohibition of rate increases for persons involved in

emergency use of vehicles.

2336. Motor vehicle liability, comprehensive and collission

insurance rates; premium reductions in certain cases.

2336-a. Snowmobile liability insurance rates; premium reductions

in certain cases.

2336-b. Boat liability insurance rates; premium reductions in

certain cases.

2337. Private passenger automobile physical damage insurance;

statistics on use of anti-theft devices and the

maximum discount for all anti-theft devices.

2338. Appeal from rate service organization action.

2339. Charging or receiving of rates; deviations.

2340. Credit property insurance.

2342. Expiration of certain provisions.

2343. Medical malpractice insurance rates; special additional

provisions regarding such rates.

2344. Flexible rate limitations in problem markets.

2345. Disclosure of premium reductions and surcharges.

2346. Reduction in rates of fire insurance, homeowners

insurance or property/casualty premiums for

residential property.

2346-a. Reduction in rates of certain commercial risk insurance

premiums for real property.

2347. Workers' compensation rate changes.

2348. Anti-theft and fraud savings.

2349. Multi-tier program.

2350. Flexible rating for nonbusiness automobile insurance

policies.

2351. Homeowners' insurance policies.

2352. Multiple rating programs.

2353. For-hire motor vehicle safety program; reduction in

rates of certain commercial risk insurance premiums

for motor vehicles.