Assembly Bill A3531

2011-2012 Legislative Session

Prohibits imposing homeowners insurance rates based on prior claims by an insured related to a different parcel of real property

download bill text pdf

Sponsored By

Archive: Last Bill Status - Stricken

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2011-A3531 (ACTIVE) - Details

Law Section:
Insurance Law
Laws Affected:
Add ยง2346-b, Ins L
Versions Introduced in 2009-2010 Legislative Session:
A7649

2011-A3531 (ACTIVE) - Summary

Prohibits imposing homeowners insurance rates premiums based on prior claims by an insured related to a different parcel of real property.

2011-A3531 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  3531

                       2011-2012 Regular Sessions

                          I N  A S S E M B L Y

                            January 25, 2011
                               ___________

Introduced  by  M.  of  A.  P. RIVERA,  RAMOS, MAISEL, COLTON, ROBINSON,
  ZEBROWSKI, HOOPER -- Multi-Sponsored by -- M.  of  A.  ARROYO,  CLARK,
  COOK, GUNTHER, HIKIND, JACOBS, ORTIZ, PERRY, PHEFFER, RAIA, J. RIVERA,
  N. RIVERA,  TOWNS, WEISENBERG -- read once and referred to the Commit-
  tee on Insurance

AN ACT to amend the insurance law, in relation to prohibiting the  impo-
  sition  of  residential  homeowners  insurance premiums based on prior
  claims made upon another parcel of real property

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. The insurance law is amended by adding a new section 2346-b
to read as follows:
  S  2346-B.  PROHIBITION OF IMPOSITION OF HOMEOWNERS INSURANCE PREMIUMS
BASED ON PRIOR CLAIMS ON ANOTHER PARCEL OF  REAL  PROPERTY.  NO  INSURER
AUTHORIZED  TO  TRANSACT  OR  TRANSACTING  BUSINESS  IN  THIS  STATE, OR
CONTROLLING OR CONTROLLED BY OR UNDER  COMMON  CONTROL  BY  OR  WITH  AN
INSURER  AUTHORIZED  TO  TRANSACT OR TRANSACTING BUSINESS IN THIS STATE,
WHICH SELLS A POLICY PROVIDING HOMEOWNERS INSURANCE ON A PARCEL OF RESI-
DENTIAL REAL PROPERTY IN THIS STATE SHALL BASE THE  POLICY  PREMIUM  FOR
SUCH  INSURANCE,  UPON ANY PRIOR HOMEOWNERS INSURANCE CLAIM OR CLAIMS BY
THE INSURED RELATED TO ANY OTHER  RESIDENTIAL  REAL  PROPERTY  OWNED  OR
PREVIOUSLY OWNED BY SUCH INSURED.
  S  2.  This  act  shall  take  effect  on  the first of September next
succeeding the date on which it shall have become a law and shall  apply
to policies issued, renewed or amended on or after such date.



 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD00423-01-1

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