Senate Bill S2683

2011-2012 Legislative Session

Relates to motor vehicle liability insurance rates

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Archive: Last Bill Status - In Senate Committee Insurance Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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Bill Amendments

2011-S2683 - Details

See Assembly Version of this Bill:
A6287
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2335, Ins L; amd §2, Chap 277 of 2010

2011-S2683 - Summary

Relates to motor vehicle liability insurance rates.

2011-S2683 - Sponsor Memo

2011-S2683 - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  2683

                       2011-2012 Regular Sessions

                            I N  S E N A T E

                            January 28, 2011
                               ___________

Introduced  by  Sen.  SEWARD -- read twice and ordered printed, and when
  printed to be committed to the Committee on Insurance

AN ACT to amend the insurance law and chapter 277 of the  laws  of  2010
  amending  the  insurance  law  relating  to prohibiting surcharges for
  certain automobiles accidents; in relation to motor vehicle  liability
  insurance rates

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Subsection (a) of section 2335 of  the  insurance  law,  as
amended  by  chapter  277  of  the  laws  of 2010, is amended to read as
follows:
  (a) has had an accident ON OR AFTER MARCH FIRST, TWO  THOUSAND  ELEVEN
that  does  not  result in aggregate damage to property in excess of two
thousand dollars, provided that any policy surcharge shall be  permissi-
ble  for  any  accident  [which] THAT results in bodily injury or if the
insured has more than one accident in the merit rating experience  peri-
od.    THE  SUPERINTENDENT MAY, PURSUANT TO REGULATION, INCREASE THE TWO
THOUSAND DOLLAR THRESHOLD FOR INFLATION OR ANY OTHER  REASON  FOR  WHICH
THE  SUPERINTENDENT  DETERMINES THE INCREASE TO BE REASONABLE AND APPRO-
PRIATE.   WHENEVER THE  SUPERINTENDENT  INCREASES  THE  THRESHOLD,  SUCH
INCREASE  SHALL  APPLY  TO ACCIDENTS OCCURRING ON OR AFTER THE EFFECTIVE
DATE OF THE REGULATION. Nothing in  this  subsection  shall  change  the
dollar  amount  of the accident reporting threshold required under para-
graph one of subdivision (a) of section six hundred five of the  vehicle
and traffic law.
  S 2. Section 2 of chapter 277 of the laws of 2010, amending the insur-
ance law relating to prohibiting surcharges for certain automobile acci-
dents, is amended to read as follows:
  S 2. This act shall take effect on the one hundred twentieth day after
it  shall have become a law provided that the amendments to section 2335
of the insurance law made by section one of this act shall expire on the

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD08541-01-1

2011-S2683A - Details

See Assembly Version of this Bill:
A6287
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2335, Ins L; amd §2, Chap 277 of 2010

2011-S2683A - Summary

Relates to motor vehicle liability insurance rates.

2011-S2683A - Sponsor Memo

2011-S2683A - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                 2683--A
    Cal. No. 87

                       2011-2012 Regular Sessions

                            I N  S E N A T E

                            January 28, 2011
                               ___________

Introduced  by  Sen.  SEWARD -- read twice and ordered printed, and when
  printed to be committed to the  Committee  on  Insurance  --  reported
  favorably  from  said  committee,  ordered to first and second report,
  ordered to a third reading, amended and ordered  reprinted,  retaining
  its place in the order of third reading

AN  ACT to amend the insurance law, in relation to motor vehicle liabil-
  ity insurance rates

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  Subsection  (a)  of section 2335 of the insurance law, as
amended by chapter 277 of the laws  of  2010,  is  amended  to  read  as
follows:
  (a)(1)  WITH  RESPECT  TO  POLICIES  ISSUED, MODIFIED OR RENEWED ON OR
AFTER NOVEMBER TWENTY-SEVENTH, TWO THOUSAND TEN AND PRIOR TO MAY  FIRST,
TWO  THOUSAND  ELEVEN AND ANY RENEWALS THEREOF WITH RESPECT TO ANY ACCI-
DENT WHICH OCCURRED PRIOR TO MAY FIRST, TWO THOUSAND ELEVEN has  had  an
accident  that does not result in aggregate damage to property in excess
of two thousand dollars, provided that any  policy  surcharge  shall  be
permissible  for  any  accident which results in bodily injury or if the
insured has more than one accident in the merit rating experience  peri-
od.  Nothing  in  this  subsection shall change the dollar amount of the
accident reporting threshold required under paragraph one of subdivision
(a) of section six hundred five of the vehicle and traffic law; AND
  (2) WITH RESPECT TO POLICIES ISSUED OR RENEWED ON OR AFTER MAY  FIRST,
TWO THOUSAND ELEVEN HAS HAD AN ACCIDENT ON OR AFTER MAY FIRST, TWO THOU-
SAND  ELEVEN  THAT  DOES  NOT  RESULT IN AGGREGATE DAMAGE TO PROPERTY IN
EXCESS OF TWO THOUSAND DOLLARS, PROVIDED THAT ANY POLICY SURCHARGE SHALL
BE PERMISSIBLE FOR ANY ACCIDENT WHICH RESULTS IN BODILY INJURY OR IF THE
INSURED HAS MORE THAN  ONE  ACCIDENT  IN  THE  MERIT  RATING  EXPERIENCE
PERIOD.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD08541-04-1

2011-S2683B (ACTIVE) - Details

See Assembly Version of this Bill:
A6287
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2335, Ins L; amd §2, Chap 277 of 2010

2011-S2683B (ACTIVE) - Summary

Relates to motor vehicle liability insurance rates.

2011-S2683B (ACTIVE) - Sponsor Memo

2011-S2683B (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                 2683--B
    Cal. No. 87

                       2011-2012 Regular Sessions

                            I N  S E N A T E

                            January 28, 2011
                               ___________

Introduced  by  Sen.  SEWARD -- read twice and ordered printed, and when
  printed to be committed to the  Committee  on  Insurance  --  reported
  favorably  from  said  committee,  ordered to first and second report,
  ordered to a third reading, amended and ordered  reprinted,  retaining
  its  place  in the order of third reading -- again amended and ordered
  reprinted, retaining its place in the order of third reading

AN ACT to amend the insurance law, in relation to motor vehicle  liabil-
  ity insurance rates

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Subsection (a) of section 2335 of  the  insurance  law,  as
amended  by  chapter  277  of  the  laws  of 2010, is amended to read as
follows:
  (a)(1) WITH RESPECT TO POLICIES ISSUED,  MODIFIED  OR  RENEWED  ON  OR
AFTER NOVEMBER TWENTY-SEVENTH, TWO THOUSAND TEN AND PRIOR TO JUNE FIRST,
TWO  THOUSAND  ELEVEN AND ANY RENEWALS THEREOF WITH RESPECT TO ANY ACCI-
DENT WHICH OCCURRED PRIOR TO JUNE FIRST, TWO THOUSAND ELEVEN has had  an
accident  that does not result in aggregate damage to property in excess
of two thousand dollars, provided that any  policy  surcharge  shall  be
permissible  for  any  accident which results in bodily injury or if the
insured has more than one accident in the merit rating experience  peri-
od.  Nothing  in  this  subsection shall change the dollar amount of the
accident reporting threshold required under paragraph one of subdivision
(a) of section six hundred five of the vehicle and traffic law; AND
  (2) WITH RESPECT TO POLICIES ISSUED OR RENEWED ON OR AFTER JUNE FIRST,
TWO THOUSAND ELEVEN HAS HAD AN ACCIDENT ON  OR  AFTER  JUNE  FIRST,  TWO
THOUSAND  ELEVEN THAT DOES NOT RESULT IN AGGREGATE DAMAGE TO PROPERTY IN
EXCESS OF TWO THOUSAND DOLLARS, PROVIDED THAT ANY POLICY SURCHARGE SHALL
BE PERMISSIBLE FOR ANY ACCIDENT WHICH RESULTS IN BODILY INJURY OR IF THE
INSURED HAS MORE THAN  ONE  ACCIDENT  IN  THE  MERIT  RATING  EXPERIENCE
PERIOD.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.

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