Assembly Bill A1305

2013-2014 Legislative Session

Provides that an automobile insurer may waive the inspection of a private passenger automobile prior to providing physical damage coverage

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Assembly Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2013-A1305 (ACTIVE) - Details

See Senate Version of this Bill:
S4047
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd ยง3411, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: A10171, S1039
2011-2012: A2931, S2496
2015-2016: A1995, S4629
2017-2018: A1312, S5768
2019-2020: A2809, S801
2021-2022: A4199, S4312
2023-2024: A3172, S2803, S5889

2013-A1305 (ACTIVE) - Summary

Provides that an automobile insurer may waive the inspection of a private passenger automobile prior to providing physical damage coverage.

2013-A1305 (ACTIVE) - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  1305

                       2013-2014 Regular Sessions

                          I N  A S S E M B L Y

                               (PREFILED)

                             January 9, 2013
                               ___________

Introduced  by  M.  of  A.  ZEBROWSKI,  MAISEL, GUNTHER, GALEF, BRONSON,
  WEPRIN, TITONE -- Multi-Sponsored by -- M. of A. GABRYSZAK, THIELE  --
  read once and referred to the Committee on Insurance

AN ACT to amend the insurance law, in relation to inspections of private
  passenger  automobiles prior to the provision of coverage for physical
  damage thereto

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  The  section  heading and subsections (d), (g) and (m) of
section 3411 of the insurance law are amended to read as follows:
  Automobile physical damage insurance covering private passenger  auto-
mobiles; standard provisions; [required] inspections; duties of insurers
and insureds.
  (d)  A  newly  issued policy shall not provide coverage for automobile
physical damage perils prior to an inspection of the automobile  by  the
insurer,  UNLESS  THE  INSURER  HAS  WAIVED THE RIGHT TO SUCH INSPECTION
PURSUANT TO A STATEMENT OF OPERATION FILED WITH THE  SUPERINTENDENT.  IN
ITS  STATEMENT  OF  OPERATION, AN INSURER MAY WAIVE THE RIGHT TO INSPECT
SOME OR ALL AUTOMOBILES. EVERY STATEMENT OF OPERATION SHALL TAKE  EFFECT
UPON  ITS FILING WITH THE SUPERINTENDENT AND MAY COVER SOME OR ALL AUTO-
MOBILES.
  (g) If an automobile subject to the  provisions  of  this  section  is
acquired  by the insured as a replacement for or an addition to an auto-
mobile insured for physical damage coverage, and  the  insured  requests
physical  damage  coverage for the replacement or additional automobile,
such coverage for physical damage shall not  be  effective  before  such
inspection  is  made, UNLESS THE INSURER HAS WAIVED THE RIGHT TO SUCH AN
INSPECTION PURSUANT TO A STATEMENT OF OPERATION FILED  WITH  THE  SUPER-
INTENDENT.   If, at the time of the request for such coverage, the auto-
mobile is unavailable for inspection because of conditions  of  purchase

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
              

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