Assembly Actions - Lowercase Senate Actions - UPPERCASE |
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Apr 26, 2023 | returned to assembly passed senate 3rd reading cal.626 substituted for s5889 |
Apr 26, 2023 | substituted by a3172a |
Apr 24, 2023 | ordered to third reading cal.626 reported and committed to rules |
Mar 21, 2023 | referred to insurance |
senate Bill S5889
Sponsored By
Neil D. Breslin
(D, WF) 46th Senate District
Current Bill Status Via A3172 - Passed Senate & Assembly
- Introduced
- In Committee
- On Floor Calendar
- Passed Senate
- Passed Assembly
- Delivered to Governor
- Signed/Vetoed by Governor
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Actions
Votes
S5889 (ACTIVE) - Details
- See Assembly Version of this Bill:
- A3172
- Law Section:
- Insurance Law
- Laws Affected:
- Amd §3411, Ins L
- Versions Introduced in Other Legislative Sessions:
-
2009-2010: S1039, A10171
2011-2012: S2496, A2931
2013-2014: S4047, A1305
2015-2016: S4629, A1995
2017-2018: S5768, A1312
2019-2020: S801, A2809
2021-2022: S4312, A4199
S5889 (ACTIVE) - Sponsor Memo
BILL NUMBER: S5889 SPONSOR: BRESLIN TITLE OF BILL: An act to amend the insurance law, in relation to inspections of private passenger automobiles prior to the provision of coverage for physical damage thereto; and providing for the repeal of such provisions upon expiration thereof PURPOSE: This bill allows an auto insurer to waive the right to inspect a motor vehicle prior to issuing an insurance policy if such insurer has filed a plan of operation to ensure that vehicles covered under such policy have not sustained physical damage. SUMMARY OF PROVISIONS: Section one of the bill amends section 3411 of the insurance law to permit an auto insurer to waive the physical inspection of an automobile prior to insuring such vehicle if the insurer has filed a waiver with
S5889 (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 5889 2023-2024 Regular Sessions I N S E N A T E March 21, 2023 ___________ Introduced by Sen. BRESLIN -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to inspections of private passenger automobiles prior to the provision of coverage for physical damage thereto; and providing for the repeal of such provisions upon expiration thereof THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. The section heading and subsections (d), (g) and (m) of section 3411 of the insurance law are amended to read as follows: Automobile physical damage insurance covering private passenger auto- mobiles; standard provisions; [required] inspections; duties of insurers and insureds. (d) A newly issued policy shall not provide coverage for automobile physical damage perils prior to an inspection of the automobile by the insurer, UNLESS THE INSURER HAS WAIVED THE RIGHT TO SUCH INSPECTION PURSUANT TO A STATEMENT OF OPERATION FILED WITH THE SUPERINTENDENT. IN ITS STATEMENT OF OPERATION, AN INSURER MAY WAIVE THE RIGHT TO INSPECT SOME OR ALL AUTOMOBILES. EVERY STATEMENT OF OPERATION SHALL TAKE EFFECT UPON ITS FILING WITH THE SUPERINTENDENT AND MAY COVER SOME OR ALL AUTO- MOBILES. (g) If an automobile subject to the provisions of this section is acquired by the insured as a replacement for or an addition to an auto- mobile insured for physical damage coverage, and the insured requests physical damage coverage for the replacement or additional automobile, such coverage for physical damage shall not be effective before such inspection is made, UNLESS THE INSURER HAS WAIVED THE RIGHT TO SUCH AN INSPECTION PURSUANT TO A STATEMENT OF OPERATION FILED WITH THE SUPER- INTENDENT. If, at the time of the request for such coverage, the auto- mobile is unavailable for inspection because of conditions of purchase or other circumstances and is thereafter made available for inspection, EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD03446-04-3
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