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Assembly Bill A3832

2013-2014 Legislative Session

Prohibits discrimination in the issuance of certain insurance policies based upon inquiries in which loss or damage is revealed

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Archive: Last Bill Status - On Floor Calendar

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2013-A3832 (ACTIVE) - Details

Law Section:
Insurance Law
Laws Affected:
Add ยง2616, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: A3484
2011-2012: A1921
2015-2016: A3069
2017-2018: A2270
2019-2020: A7016
2021-2022: A1154
2023-2024: A841
2025-2026: A1271

2013-A3832 (ACTIVE) - Summary

Prohibits discrimination in the issuance of certain insurance policies based upon inquiries in which loss or damage is revealed.

2013-A3832 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  3832

                       2013-2014 Regular Sessions

                          I N  A S S E M B L Y

                            January 29, 2013
                               ___________

Introduced  by  M. of A. PEOPLES-STOKES, RIVERA -- Multi-Sponsored by --
  M. of A. WRIGHT -- read once and referred to the Committee  on  Insur-
  ance

AN  ACT  to amend the insurance law, in relation to discrimination based
  on inquiries

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  The insurance law is amended by adding a new section 2616
to read as follows:
  S 2616. DISCRIMINATION BASED ON INQUIRIES. (A) NO INSURER SHALL REPORT
TO AN INSURANCE SUPPORT ORGANIZATION OR COMPANY THAT COLLECTS AND  MAIN-
TAINS  CLAIMS HISTORY REPORTS FROM INSURERS, ANY INQUIRY ABOUT A POLICY,
INCLUDING ANY INQUIRY IN WHICH LOSS OR DAMAGE IS REVEALED UNDER A  HOME-
OWNERS',  PERSONAL  LINES  FIRE, OR NON-BUSINESS MOTOR VEHICLE INSURANCE
POLICY.
  (B) NO INSURER SHALL REFUSE TO ISSUE OR RENEW A HOMEOWNERS',  PERSONAL
LINES  FIRE,  OR  NON-BUSINESS MOTOR VEHICLE INSURANCE POLICY, IMPOSE OR
OFFER A HIGHER RATE OR PREMIUM FOR ANY SUCH POLICY, OR ASSIGN TO A  MORE
EXPENSIVE  AFFILIATE,  RATING  TIER OR CATEGORY, AN INSURED OR APPLICANT
FOR ANY SUCH POLICY ON THE BASIS OF ANY INQUIRY ABOUT A POLICY,  INCLUD-
ING  ANY  INQUIRY  IN WHICH LOSS OR DAMAGE IS REVEALED TO THE INSURER OR
ANY PREVIOUS INSURERS, OR ON THE BASIS OF ANY SUCH INQUIRY  REPORTED  TO
OR  RECORDED  BY  AN  INSURANCE  SUPPORT  ORGANIZATION  OR  COMPANY THAT
COLLECTS AND MAINTAINS CLAIMS HISTORY REPORTS FROM INSURERS.
  S 2. This act shall take effect on the thirtieth day  after  it  shall
have become a law.


 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD07924-01-3

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