S T A T E O F N E W Y O R K
________________________________________________________________________
7016
2019-2020 Regular Sessions
I N A S S E M B L Y
April 3, 2019
___________
Introduced by M. of A. PEOPLES-STOKES -- read once and referred to the
Committee on Insurance
AN ACT to amend the insurance law, in relation to discrimination based
on inquiries
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The insurance law is amended by adding a new section 2617
to read as follows:
§ 2617. DISCRIMINATION BASED ON INQUIRIES. (A) NO INSURER SHALL REPORT
TO AN INSURANCE SUPPORT ORGANIZATION OR COMPANY THAT COLLECTS AND MAIN-
TAINS CLAIMS HISTORY REPORTS FROM INSURERS, ANY INQUIRY ABOUT A POLICY,
INCLUDING ANY INQUIRY IN WHICH LOSS OR DAMAGE IS REVEALED UNDER A HOME-
OWNERS', PERSONAL LINES FIRE, OR NON-BUSINESS MOTOR VEHICLE INSURANCE
POLICY.
(B) NO INSURER SHALL REFUSE TO ISSUE OR RENEW A HOMEOWNERS', PERSONAL
LINES FIRE, OR NON-BUSINESS MOTOR VEHICLE INSURANCE POLICY, IMPOSE OR
OFFER A HIGHER RATE OR PREMIUM FOR ANY SUCH POLICY, OR ASSIGN TO A MORE
EXPENSIVE AFFILIATE, RATING TIER OR CATEGORY, AN INSURED OR APPLICANT
FOR ANY SUCH POLICY ON THE BASIS OF ANY INQUIRY ABOUT A POLICY, INCLUD-
ING ANY INQUIRY IN WHICH LOSS OR DAMAGE IS REVEALED TO THE INSURER OR
ANY PREVIOUS INSURERS, OR ON THE BASIS OF ANY SUCH INQUIRY REPORTED TO
OR RECORDED BY AN INSURANCE SUPPORT ORGANIZATION OR COMPANY THAT
COLLECTS AND MAINTAINS CLAIMS HISTORY REPORTS FROM INSURERS.
§ 2. This act shall take effect on the thirtieth day after it shall
have become a law.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD10798-01-9