Senate Bill S1529

Vetoed By Governor
2015-2016 Legislative Session

Provides for the reduction of property/casualty insurance premiums on residential real property when the insured occupant completed a homeowner natural disaster preparedness, home safety & loss prevention

download bill text pdf

Sponsored By

Archive: Last Bill Status Via A6846 - Vetoed by Governor


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Vetoed By Governor
  • Signed By Governor

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2015-S1529 (ACTIVE) - Details

See Assembly Version of this Bill:
A6846
Law Section:
Insurance Law
Laws Affected:
Amd ยง2346, Ins L
Versions Introduced in 2013-2014 Legislative Session:
S6782, A9047

2015-S1529 (ACTIVE) - Summary

Establishes the "homeowner natural disaster preparedness, home safety and loss prevention program" to provide for the reduction of property/casualty insurance premiums on residential real property when the insured occupant completes a homeowner natural disaster preparedness, home safety and loss prevention course.

2015-S1529 (ACTIVE) - Sponsor Memo

2015-S1529 (ACTIVE) - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  1529

                       2015-2016 Regular Sessions

                            I N  S E N A T E

                            January 13, 2015
                               ___________

Introduced  by  Sens.  KLEIN,  AVELLA,  SAVINO -- read twice and ordered
  printed, and when printed to be committed to the Committee  on  Insur-
  ance

AN  ACT to amend the insurance law, in relation to reduction in rates of
  property/casualty insurance on residential property for  insureds  who
  complete  an approved homeowner natural disaster, home safety and loss
  prevention preparedness course

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  Short  title. This act shall be known and may be cited as
the  "homeowner  natural  disaster,  home  safety  and  loss  prevention
preparedness program".
  S 2. Legislative intent. The legislature declares that the purposes of
this  act  are  to  provide  homeowners, condominium owners, cooperative
apartment owners, and renters with an incentive  to  take  a  course  of
instruction  on  how to make their residence more resilient to a natural
disaster, reduce the potential loss of  life  or  property  damage  that
could  result  from  a natural disaster, reduce the risk of fire, theft,
burglary, personal injury or property damage, and raise their  awareness
of natural disaster preparedness by offering property/casualty insurance
premium reductions.
  S  3.  The  section  heading  of section 2346 of the insurance law, as
amended by chapter 637 of the  laws  of  1993,  is  amended  and  a  new
subsection 5 is added to read as follows:
  Reduction  in  rates  of  fire insurance [or], homeowners insurance OR
PROPERTY/CASUALTY premiums for residential property.
  5. (A) DEFINITIONS. FOR THE PURPOSES OF THIS SUBSECTION, THE FOLLOWING
TERMS SHALL HAVE THE FOLLOWING MEANINGS:
  (1) "COMPLETION CERTIFICATE" MEANS A DOCUMENT WHICH CANNOT BE  ALTERED
AND WHICH IS PROVIDED TO A PERSON WHO SUCCESSFULLY COMPLETES A HOMEOWNER
NATURAL DISASTER PREPAREDNESS, HOME SAFETY AND LOSS PREVENTION COURSE.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD03953-01-5
              

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