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Assembly Bill A1792

2015-2016 Legislative Session

Requires homeowners' insurance policies, upon issuance or renewal, to include notice that such a claim may affect premiums or renewal

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Archive: Last Bill Status - In Assembly Committee

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2015-A1792 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Add ยง3421, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: A2921
2011-2012: A338
2013-2014: A2326
2017-2018: A2572

2015-A1792 (ACTIVE) - Summary

Requires homeowner's insurance policies, upon issuance or renewal, to include notice that such a claim may adversely affect future premiums, renewal, or may condition policy renewal upon change of limits or elimination of coverages.

2015-A1792 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  1792

                       2015-2016 Regular Sessions

                          I N  A S S E M B L Y

                            January 13, 2015
                               ___________

Introduced  by M. of A. PAULIN, BENEDETTO, COLTON, HOOPER -- Multi-Spon-
  sored by -- M. of A.  CAHILL, CLARK, COOK, DINOWITZ, GUNTHER,  HIKIND,
  PERRY,  RIVERA,  WRIGHT  -- read once and referred to the Committee on
  Insurance

AN ACT to amend the insurance law, in relation  to  notice  to  insureds
  upon filing of a claim under a homeowners' insurance policy

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. The insurance law is amended by adding a new  section  3421
to read as follows:
  S  3421.  NOTICE  TO  INSURED; HOMEOWNERS' INSURANCE CLAIMS.  UPON THE
ISSUANCE OR RENEWAL OF A HOMEOWNERS' INSURANCE POLICY, THE INSURER SHALL
INCLUDE IN THE POLICY OR IN THE POLICY RENEWAL THE FOLLOWING  NOTICE  TO
THE  INSURED  STATING,  IN  PLAIN,  EASY  TO  READ, BOLD FACED TYPE, THE
FOLLOWING:
                      "IMPORTANT NOTICE TO INSURED
  EACH CLAIM MADE AGAINST A HOMEOWNERS' INSURANCE POLICY  MAY  ADVERSELY
AFFECT  YOUR PREMIUM OR MAY CONDITION YOUR POLICY RENEWAL UPON CHANGE OF
LIMITS OR ELIMINATION OF COVERAGES, OR MAY AFFECT THE ABILITY  TO  RENEW
YOUR INSURANCE POLICY."
  S  2.  This  act shall take effect on the ninetieth day after it shall
have become a law and shall apply to all policies issued or  renewed  on
and after such effective date.



 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD05045-01-5

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