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Assembly Bill A2572

2017-2018 Legislative Session

Requires homeowners' insurance policies, upon issuance or renewal, to include notice that such a claim may affect premiums or renewal

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2017-A2572 (ACTIVE) - Details

Law Section:
Insurance Law
Laws Affected:
Add §3421, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: A2921
2011-2012: A338
2013-2014: A2326
2015-2016: A1792

2017-A2572 (ACTIVE) - Summary

Requires homeowner's insurance policies, upon issuance or renewal, to include notice that such a claim may adversely affect future premiums, renewal, or may condition policy renewal upon change of limits or elimination of coverages.

2017-A2572 (ACTIVE) - Bill Text download pdf 

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   2572
 
                        2017-2018 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 20, 2017
                                ___________
 
 Introduced  by M. of A. PAULIN, BENEDETTO, COLTON, HOOPER -- Multi-Spon-
   sored by -- M.  of A. CAHILL, COOK, DINOWITZ, GUNTHER, HIKIND,  PERRY,
   RIVERA, WRIGHT -- read once and referred to the Committee on Insurance
 
 AN  ACT  to  amend  the insurance law, in relation to notice to insureds
   upon filing of a claim under a homeowners' insurance policy

   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  The insurance law is amended by adding a new section 3421
 to read as follows:
   § 3421. NOTICE TO INSURED; HOMEOWNERS' INSURANCE  CLAIMS.    UPON  THE
 ISSUANCE OR RENEWAL OF A HOMEOWNERS' INSURANCE POLICY, THE INSURER SHALL
 INCLUDE  IN  THE POLICY OR IN THE POLICY RENEWAL THE FOLLOWING NOTICE TO
 THE INSURED STATING, IN PLAIN,  EASY  TO  READ,  BOLD  FACED  TYPE,  THE
 FOLLOWING:
                       "IMPORTANT NOTICE TO INSURED
   EACH  CLAIM  MADE AGAINST A HOMEOWNERS' INSURANCE POLICY MAY ADVERSELY
 AFFECT YOUR PREMIUM OR MAY CONDITION YOUR POLICY RENEWAL UPON CHANGE  OF
 LIMITS  OR  ELIMINATION OF COVERAGES, OR MAY AFFECT THE ABILITY TO RENEW
 YOUR INSURANCE POLICY."
   § 2. This act shall take effect on the ninetieth day  after  it  shall
 have  become  a law and shall apply to all policies issued or renewed on
 and after such effective date.
 
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD06297-01-7

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