Assembly Bill A5244

2017-2018 Legislative Session

Requires debt collection agencies to be licensed by the state

download bill text pdf

Sponsored By

Archive: Last Bill Status - Stricken

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2017-A5244 (ACTIVE) - Details

See Senate Version of this Bill:
Law Section:
General Business Law
Laws Affected:
Add Art 29-HHH §§604-k - 604-o, Gen Bus L; amd R3015, CPLR
Versions Introduced in Other Legislative Sessions:
2009-2010: A3926, S7071
2011-2012: A1028, A8429, S1439
2013-2014: A455, S219
2015-2016: A408, S190
2019-2020: A7191, S2343
2021-2022: A3041, S3121
2023-2024: A4088, S666

2017-A5244 (ACTIVE) - Summary

Requires debt collection agencies to be licensed by the state; requires bonding and allows for penalties.

2017-A5244 (ACTIVE) - Bill Text download pdf

                     S T A T E   O F   N E W   Y O R K
                        2017-2018 Regular Sessions
                           I N  A S S E M B L Y
                             February 7, 2017
   CAHILL, COLTON, HOOPER -- Multi-Sponsored by -- M. of A. GLICK, MAGEE,
   PERRY -- read once and referred to the Committee on  Consumer  Affairs
   and Protection
 AN  ACT to amend the general business law and the civil practice law and
   rules, in relation to debt collection agencies

   Section  1. Legislative intent. The legislature hereby finds the pres-
 ence of consumer-related problems with respect to the practices of  debt
 collection agencies. Federal and state laws regulate how debt collectors
 may  communicate  with debtors and prohibit the use of certain threaten-
 ing, deceptive and unfair  collection  practices.  Despite  these  legal
 protections, the number of consumer complaints regarding debt collection
 practices  continue to rise. Consumer complaints received by the Federal
 Trade Commission regarding third-party  debt  collectors  grew  for  the
 thirteenth  consecutive  year  in  2010,  and  consumers  filed with the
 Commission more complaints against third-party collectors  than  against
 any  other specific industry. While the majority of those engaged in the
 business of debt collection are honest and ethical  in  their  dealings,
 there  is  a  minority  of unscrupulous collection agencies in operation
 that practice abusive tactics. Due to the sensitive nature of the infor-
 mation used in the course of such agency's everyday  business,  and  the
 vulnerable position consumers find themselves in when dealing with these
 agencies,  it  is  incumbent upon this legislature to protect the inter-
 ests, reputations and fiscal well-being of the citizens  of  this  state
 against  those  agencies  who  would abuse their privilege of operation.
 Therefore, it is herein declared that  the  state  should  license  debt
 collection agencies.
   §  2.  The  general  business  law  is amended by adding a new article
 29-HHH to read as follows:

  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.


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