Senate Bill S425

2017-2018 Legislative Session

Relates to the definition of small group for the purposes of health insurance policies and contracts; repealer

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Assembly Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

Do you support this bill?

Please enter your contact information

Home address is used to determine the senate district in which you reside. Your support or opposition to this bill is then shared immediately with the senator who represents you.

Optional services from the NY State Senate:

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.

Include a custom message for your Senator? (Optional)

Enter a message to your senator. Many New Yorkers use this to share the reasoning behind their support or opposition to the bill. Others might share a personal anecdote about how the bill would affect them or people they care about.
Actions
Votes

co-Sponsors

2017-S425 (ACTIVE) - Details

See Assembly Version of this Bill:
A7077
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §§3231 & 4317, Ins L; rpld §7, Chap 12 of 2016
Versions Introduced in Other Legislative Sessions:
2015-2016: S7104, A10402
2019-2020: S5161, A5285
2021-2022: S3567

2017-S425 (ACTIVE) - Summary

Amends the definition of "small group" for purposes of health insurance policies and contracts to fifty employees or fewer; and repeals provisions requiring the superintendent to conduct an impact study.

2017-S425 (ACTIVE) - Sponsor Memo

2017-S425 (ACTIVE) - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                    425
 
                        2017-2018 Regular Sessions
 
                             I N  S E N A T E
 
                                (PREFILED)
 
                              January 4, 2017
                                ___________
 
 Introduced  by  Sen.  SEWARD -- read twice and ordered printed, and when
   printed to be committed to the Committee on Insurance
 
 AN ACT to amend the insurance law, in  relation  to  the  definition  of
   small group; and to repeal section 7 of chapter 12 of the laws of 2016
   relating  to  directing  the  superintendent  of financial services to
   contract with an independent entity to conduct an assessment regarding
   the impact of the prohibition on the sale of stop  loss,  catastrophic
   and reinsurance coverage to the small group market relating thereto
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Paragraph 1 of subsection (a) of section 3231 of the insur-
 ance law, as amended by section 69 of part D of chapter 56 of  the  laws
 of 2013, is amended to read as follows:
   (1)  No  individual health insurance policy and no group health insur-
 ance policy covering between one and fifty employees or members  of  the
 group  [or between one and one hundred employees or members of the group
 for policies issued or renewed on or after January first,  two  thousand
 sixteen] exclusive of spouses and dependents, hereinafter referred to as
 a  small  group,  providing  hospital and/or medical benefits, including
 medicare supplemental insurance, shall be issued in  this  state  unless
 such policy is community rated and, notwithstanding any other provisions
 of  law, the underwriting of such policy involves no more than the impo-
 sition of a pre-existing condition limitation if otherwise permitted  by
 this article.
   §  2.  Paragraph  3 of subsection (a) of section 3231 of the insurance
 law, as amended by section 69 of part D of chapter 56  of  the  laws  of
 2013, is amended to read as follows:
   (3) Once accepted for coverage, an individual or small group cannot be
 terminated  by  the insurer due to claims experience.  Termination of an
 individual or small group shall be based only on  one  or  more  of  the
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
              

Comments

Open Legislation is a forum for New York State legislation. All comments are subject to review and community moderation is encouraged.

Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity, hate or toxic speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Attempts to intimidate and silence contributors or deliberately deceive the public, including excessive or extraneous posting/posts, or coordinated activity, are prohibited and may result in the temporary or permanent banning of the user. Comment moderation is generally performed Monday through Friday. By contributing or voting you agree to the Terms of Participation and verify you are over 13.

Create an account. An account allows you to sign petitions with a single click, officially support or oppose key legislation, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.