|Assembly Actions - Lowercase
Senate Actions - UPPERCASE
|Jan 03, 2018||referred to insurance|
returned to senate
died in assembly
|Jun 15, 2017||referred to insurance|
delivered to assembly
|Jun 14, 2017||ordered to third reading cal.1736|
committee discharged and committed to rules
|May 17, 2017||referred to insurance|
senate Bill S6410
Archive: Last Bill Status - In Senate Committee Insurance Committee
- In Committee
- On Floor Calendar
- Passed Senate
- Passed Assembly
- Delivered to Governor
- Signed/Vetoed by Governor
S6410 (ACTIVE) - Details
S6410 (ACTIVE) - Summary
Relates to flood insurance notice in communities bordering Lake Ontario; requires the department of financial services to publish an annual notice with the department's contact information and a statement about flood insurance and how it relates to standard homeowners insurance policies in local newspapers that serve the communities bordering Lake Ontario.
S6410 (ACTIVE) - Sponsor Memo
BILL NUMBER: S6410 TITLE OF BILL : An act to amend the insurance law, in relation to flood insurance notice in communities bordering Lake Ontario PURPOSE : This bill would require the department of financial services to publish information about flood insurance and how it relates to standard homeowners insurance policies in New York and necessary contact information such as their disaster hotline. SUMMARY OF PROVISIONS : Section 1 of the bill would amend the insurance law by adding a new subdivision 3 to section 3444. Subdivision three of section 3444 would require the department of financial services to publish an annual notice in the newspapers that serve the communities surrounding Lake Ontario. The notice would contain the department's natural disaster contact information and a statement about flood insurance and how it relates to standard homeowners insurance policies in New York.
S6410 (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 6410 2017-2018 Regular Sessions I N S E N A T E May 17, 2017 ___________ Introduced by Sen. RITCHIE -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to flood insurance notice in communities bordering Lake Ontario THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Section 3444 of the insurance law is amended by adding a new subdivision 3 to read as follows: 3. THE DEPARTMENT OF FINANCIAL SERVICES SHALL PUBLISH AN ANNUAL NOTICE THAT CONTAINS THE DEPARTMENT'S CONTACT INFORMATION AND A STATEMENT ABOUT FLOOD INSURANCE AND HOW IT RELATES TO STANDARD HOMEOWNERS INSURANCE POLICIES IN NEW YORK STATE IN LOCAL NEWSPAPERS THAT SERVE THE COMMUNI- TIES BORDERING LAKE ONTARIO. SUCH NOTICE MAY INCLUDE: (A) THE DEPART- MENT'S DISASTER HOTLINE AND OTHER RELEVANT CONTACT INFORMATION; (B) A WEB LINK TO THE DEPARTMENT'S DISASTER AND FLOOD RESOURCE CENTER ON THEIR WEBSITE; AND (C) THE FOLLOWING STATEMENT OR A SUBSTANTIALLY SIMILAR STATEMENT: "WHILE FLOODS ARE THE MOST COMMON NATURAL DISASTER IN THE UNITED STATES, INSURANCE COVERAGE FOR LOSSES FROM FLOODS IS NOT PROVIDED IN STANDARD HOMEOWNERS OR TENANTS POLICIES. INSURANCE FOR FLOOD DAMAGES IS GENERALLY AVAILABLE UNDER A SEPARATE POLICY ISSUED THROUGH THE NATIONAL FLOOD INSURANCE PROGRAM (NFIP) AND AVAILABLE TO HOMEOWNERS, RENTERS AND BUSINESSES. DFS CAN ANSWER QUESTIONS ABOUT AGENTS, BROKERS AND ADJUSTORS, THE CLAIMS PROCESS (INCLUDING HURRICANE AND WIND DEDUCT- IBLES), POLICY CANCELLATION, AND NON-RENEWAL, AND COVERAGE FOR ADDI- TIONAL LIVING EXPENSES (WHICH YOU MAY BE ENTITLED TO IF YOU ARE DISPLACED AFTER A DISASTER). IF YOUR BUSINESS HAS BEEN AFFECTED BY A DISASTER, WE CAN ALSO ANSWER QUESTIONS ABOUT COVERAGE, BUSINESS INTER- RUPTION INSURANCE AND OFF-PREMISES SERVICE INTERRUPTION COVERAGE." § 2. This act shall take effect immediately. EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD11401-01-7
Open Legislation comments facilitate discussion of New York State legislation. All comments are subject to moderation. Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity or hate speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Comment moderation is generally performed Monday through Friday.
By contributing or voting you agree to the Terms of Participation and verify you are over 13.