Senate Bill S7987

2017-2018 Legislative Session

Relates to verification of driving history when used as a rating or underwriting factor for private passenger motor vehicle insurance

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Insurance Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2017-S7987 (ACTIVE) - Details

Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Add §2616, Ins L
Versions Introduced in Other Legislative Sessions:
2019-2020: S3641
2021-2022: S3578
2023-2024: S5764

2017-S7987 (ACTIVE) - Summary

Requires third party verification of driving history when used as a rating or underwriting factor for private passenger motor vehicle insurance.

2017-S7987 (ACTIVE) - Sponsor Memo

2017-S7987 (ACTIVE) - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   7987
 
                             I N  S E N A T E
 
                              March 16, 2018
                                ___________
 
 Introduced  by  Sen.  SEWARD -- read twice and ordered printed, and when
   printed to be committed to the Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to using driving  history
   as a rating or underwriting factor for private passenger motor vehicle
   insurance
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. The insurance law is amended by adding a new  section  2616
 to read as follows:
   §  2616.  VERIFICATION  OF DRIVING HISTORY. NO INSURER WHO UTILIZES AN
 APPLICANT'S DRIVING HISTORY AS  A  RATING  OR  UNDERWRITING  FACTOR  FOR
 PRIVATE  PASSENGER  MOTOR  VEHICLE  INSURANCE  IN THE STATE SHALL BIND A
 POLICY OF INSURANCE, OR ACCEPT A DOWN  PAYMENT  FOR  A  POLICY,  WITHOUT
 FIRST VERIFYING SAID APPLICANT'S DRIVING HISTORY, AS WELL AS THE DRIVING
 HISTORY  OF  ALL  NAMED-DRIVERS  LISTED  BY THE APPLICANT ON THE PRIVATE
 PASSENGER MOTOR VEHICLE INSURANCE APPLICATION,  THROUGH  THE  USE  OF  A
 RELIABLE THIRD PARTY DATABASE.
   §  2.  This  act shall take effect on the ninetieth day after it shall
 have become a law and shall apply to policies issued, renewed  or  modi-
 fied on or after such date. Effective immediately, any actions necessary
 to  implement  the  provisions  of  this  act  on its effective date are
 authorized and directed to be completed on or before such date.
 
 
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD14892-01-8



              

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