S T A T E O F N E W Y O R K
________________________________________________________________________
3578
2021-2022 Regular Sessions
I N S E N A T E
January 30, 2021
___________
Introduced by Sen. BRESLIN -- read twice and ordered printed, and when
printed to be committed to the Committee on Insurance
AN ACT to amend the insurance law, in relation to using driving history
as a rating or underwriting factor for private passenger motor vehicle
insurance
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The insurance law is amended by adding a new section 2618
to read as follows:
§ 2618. VERIFICATION OF DRIVING HISTORY. NO INSURER WHO UTILIZES AN
APPLICANT'S DRIVING HISTORY AS A RATING OR UNDERWRITING FACTOR FOR
PRIVATE PASSENGER MOTOR VEHICLE INSURANCE IN THE STATE SHALL BIND A
POLICY OF INSURANCE, OR ACCEPT A DOWN PAYMENT FOR A POLICY, WITHOUT
FIRST VERIFYING SAID APPLICANT'S DRIVING HISTORY, AS WELL AS THE DRIVING
HISTORY OF ALL NAMED-DRIVERS LISTED BY THE APPLICANT ON THE PRIVATE
PASSENGER MOTOR VEHICLE INSURANCE APPLICATION, THROUGH THE USE OF A
RELIABLE THIRD PARTY DATABASE.
§ 2. This act shall take effect on the ninetieth day after it shall
have become a law and shall apply to policies issued, renewed or modi-
fied on or after such date. Effective immediately, the addition, amend-
ment and/or repeal of any rule or regulation necessary to implement the
provisions of this act on its effective date are authorized to be made
on or before such date.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD01683-02-1