The New York State Senate

                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                 2857--A

                       2017-2018 Regular Sessions

                            I N  S E N A T E

                            January 17, 2017
                               ___________

Introduced  by  Sen.  PARKER -- read twice and ordered printed, and when
  printed to be committed to the Committee  on  Insurance  --  committee
  discharged, bill amended, ordered reprinted as amended and recommitted
  to said committee

AN  ACT  to  amend the insurance law, in relation to requiring owners of
  firearms to obtain liability insurance

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  The insurance law is amended by adding a new section 2353
to read as follows:
  § 2353. FIREARM OWNERS INSURANCE POLICIES. 1.    ANY  PERSON  IN  THIS
STATE WHO SHALL OWN A FIREARM SHALL, PRIOR TO SUCH OWNERSHIP, OBTAIN AND
CONTINUOUSLY  MAINTAIN  A POLICY OF LIABILITY INSURANCE IN AN AMOUNT NOT
LESS THAN ONE MILLION DOLLARS SPECIFICALLY COVERING ANY DAMAGES  RESULT-
ING FROM ANY NEGLIGENT OR WILLFUL ACTS INVOLVING THE USE OF SUCH FIREARM
WHILE  IT  IS  OWNED  BY SUCH PERSON. FAILURE TO MAINTAIN SUCH INSURANCE
SHALL RESULT IN THE IMMEDIATE REVOCATION OF SUCH  OWNER'S  REGISTRATION,
LICENSE AND ANY OTHER PRIVILEGE TO OWN SUCH FIREARM.
  2.  FOR  PURPOSES  OF THIS SECTION, A PERSON SHALL BE DEEMED TO BE THE
OWNER OF A FIREARM IF SUCH FIREARM IS LOST OR STOLEN UNTIL SUCH LOSS  OR
THEFT  IS  REPORTED TO THE POLICE DEPARTMENT OR SHERIFF WHICH HAS JURIS-
DICTION IN THE COUNTY,  TOWN,  CITY  OR  VILLAGE  IN  WHICH  SUCH  OWNER
RESIDES.
  3. ANY PERSON WHO OWNS A FIREARM ON THE EFFECTIVE DATE OF THIS SECTION
SHALL  OBTAIN  THE INSURANCE REQUIRED BY THIS SECTION WITHIN THIRTY DAYS
OF SUCH EFFECTIVE DATE.
  4. THE PROVISIONS OF THIS SECTION SHALL NOT APPLY TO ANY  PEACE  OFFI-
CER,  AS  DEFINED  IN SECTION 2.10 OF THE CRIMINAL PROCEDURE LAW, POLICE
OFFICER, AS DEFINED IN SUBDIVISION THIRTY-FOUR OF SECTION  1.20  OF  THE
CRIMINAL  PROCEDURE LAW, OR ANY MEMBER OF THE MILITARY WHO IS ON "ACTIVE

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD07324-03-7

S. 2857--A                          2

DUTY" OR "IN ACTIVE MILITARY SERVICE OF THE UNITED STATES" AS DEFINED IN
SECTION ONE OF THE MILITARY LAW, WHO IS AUTHORIZED TO CARRY A FIREARM.
  5.  THE  DEPARTMENT  IS  HEREBY  AUTHORIZED AND DIRECTED TO PROMULGATE
RULES AND REGULATIONS NECESSARY TO CARRY  OUT  THE  PROVISIONS  OF  THIS
SECTION.
  §  2.  This  act shall take effect on the ninetieth day after it shall
have become a law, provided, however, that  effective  immediately,  the
addition,  amendment  and/or  repeal of any rule or regulation necessary
for the implementation of this act on its effective date  is  authorized
to be made and completed on or before such date.