assembly Bill A3896

2019-2020 Legislative Session

Increases the minimum insurance coverage requirements for automobiles registered and/or operated within the state of New York

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Sponsored By

Archive: Last Bill Status - In Assembly Committee

  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

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view actions (2)
Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Jan 08, 2020 referred to insurance
Jan 31, 2019 referred to insurance


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A3896 (ACTIVE) - Details

See Senate Version of this Bill:
Current Committee:
Assembly Insurance
Law Section:
Vehicle and Traffic Law
Laws Affected:
Amd §§311 & 345, V & T L; amd §§3420 & 5210, Ins L
Versions Introduced in Other Legislative Sessions:
2011-2012: A10136
2013-2014: A3306
2015-2016: A2795, S7797
2017-2018: A3784, S6744
2021-2022: A2624, S1941
2023-2024: A2518

A3896 (ACTIVE) - Summary

Increases the minimum insurance coverage requirements for automobiles registered and/or operated within the state of New York.

A3896 (ACTIVE) - Bill Text download pdf

                    S T A T E   O F   N E W   Y O R K


                       2019-2020 Regular Sessions

                          I N  A S S E M B L Y

                            January 31, 2019

Introduced  by  M.  of  A.  HYNDMAN,  D'URSO,  HEVESI, ABINANTI, DAVILA,
  once and referred to the Committee on Insurance

AN ACT to amend the vehicle and traffic law and the  insurance  law,  in
  relation to increasing the minimum insurance coverage requirements for
  automobiles registered and/or operated within the state of New York


  Section 1. Paragraph (a) of subdivision 4 and subdivision 7 of section
311 of the vehicle and traffic law, paragraph (a) of  subdivision  4  as
amended  by chapter 305 of the laws of 1995 and subdivision 7 as amended
by chapter 805 of the laws of 1984, are amended to read as follows:
  (a) Affording coverage as defined in the minimum provisions prescribed
in a regulation which shall be  promulgated  by  the  superintendent  at
least  ninety  days prior to effective date of this act. The superinten-
dent before promulgating such  regulations  or  any  amendment  thereof,
shall  consult  with all insurers licensed to write automobile liability
insurance in this state and shall not prescribe minimum provisions which
fail to reflect the provisions of automobile liability  insurance  poli-
cies,  other than motor vehicle liability policies as defined in section
three hundred forty-five of this chapter, issued within  this  state  at
the  date of such regulation or amendment thereof.  Nothing contained in
such regulation or in this  article  shall  prohibit  any  insurer  from
affording  coverage  under an owner's policy of liability insurance more
liberal than that required by  said  minimum  provisions.    Every  such
owner's policy of liability insurance shall provide insurance subject to
said  regulation  against  loss  from  the  liability imposed by law for
damages, including damages for care and loss  of  services,  because  of
bodily  injury to or death of any person and injury to or destruction of
property arising out of the ownership, maintenance, use, or operation of
a specific motor vehicle or motor vehicles within the state of New York,

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.