senate Bill S1941

2021-2022 Legislative Session

Increases the minimum insurance coverage requirements for automobiles registered and/or operated within the state of New York

download bill text pdf

Sponsored By

Current Bill Status - In Senate Committee Transportation Committee

  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

Your Voice

do you support this bill?

Please enter your contact information

Home address is used to determine the senate district in which you reside. Your support or opposition to this bill is then shared immediately with the senator who represents you.

Optional services from the NY State Senate:

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.

Include a custom message for your Senator? (Optional)

Enter a message to your senator. Many New Yorkers use this to share the reasoning behind their support or opposition to the bill. Others might share a personal anecdote about how the bill would affect them or people they care about.


view actions (2)
Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Jan 05, 2022 referred to transportation
Jan 16, 2021 referred to transportation


S1941 (ACTIVE) - Details

See Assembly Version of this Bill:
Current Committee:
Senate Transportation
Law Section:
Vehicle and Traffic Law
Laws Affected:
Amd §§311 & 345, V & T L; amd §§3420 & 5210, Ins L
Versions Introduced in Other Legislative Sessions:
2011-2012: A10136
2013-2014: A3306
2015-2016: S7797, A2795
2017-2018: S6744, A3784
2019-2020: S551, A3896

S1941 (ACTIVE) - Summary

Increases the minimum insurance coverage requirements for automobiles registered and/or operated within the state of New York.

S1941 (ACTIVE) - Sponsor Memo

S1941 (ACTIVE) - Bill Text download pdf

                     S T A T E   O F   N E W   Y O R K
                        2021-2022 Regular Sessions
                             I N  S E N A T E
                             January 16, 2021
 Introduced  by  Sens. AKSHAR, FELDER, HARCKHAM -- read twice and ordered
   printed, and when printed to be committed to the Committee  on  Trans-
 AN  ACT  to  amend the vehicle and traffic law and the insurance law, in
   relation to increasing the minimum insurance coverage requirements for
   automobiles registered and/or operated within the state of New York
   Section 1. Paragraph (a) of subdivision 4 and subdivision 7 of section
 311  of  the  vehicle and traffic law, paragraph (a) of subdivision 4 as
 amended by chapter 305 of the laws of 1995 and subdivision 7 as  amended
 by chapter 805 of the laws of 1984, are amended to read as follows:
   (a) Affording coverage as defined in the minimum provisions prescribed
 in  a  regulation  which  shall  be promulgated by the superintendent at
 least ninety days prior to effective date of this act.  The  superinten-
 dent  before  promulgating  such  regulations  or any amendment thereof,
 shall consult with all insurers licensed to write  automobile  liability
 insurance in this state and shall not prescribe minimum provisions which
 fail  to  reflect the provisions of automobile liability insurance poli-
 cies, other than motor vehicle liability policies as defined in  section
 three  hundred  forty-five  of this chapter, issued within this state at
 the date of such regulation or amendment thereof.  Nothing contained  in
 such  regulation  or  in  this  article  shall prohibit any insurer from
 affording coverage under an owner's policy of liability  insurance  more
 liberal  than  that  required  by  said minimum provisions.   Every such
 owner's policy of liability insurance shall provide insurance subject to
 said regulation against loss from  the  liability  imposed  by  law  for
 damages,  including  damages  for  care and loss of services, because of
 bodily injury to or death of any person and injury to or destruction  of
 property arising out of the ownership, maintenance, use, or operation of
 a specific motor vehicle or motor vehicles within the state of New York,
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.


Open Legislation is a forum for New York State legislation. All comments are subject to review and community moderation is encouraged.

Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity, hate or toxic speech; or that link to sites outside of the domain are not permitted, and will not be published. Attempts to intimidate and silence contributors or deliberately deceive the public, including excessive or extraneous posting/posts, or coordinated activity, are prohibited and may result in the temporary or permanent banning of the user. Comment moderation is generally performed Monday through Friday. By contributing or voting you agree to the Terms of Participation and verify you are over 13.