Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|
---|---|
Jan 08, 2020 |
referred to consumer protection returned to senate died in assembly |
Jun 20, 2019 |
referred to consumer affairs and protection delivered to assembly passed senate |
Jun 11, 2019 |
amended on third reading 2829b |
Jun 03, 2019 |
amended on third reading 2829a |
May 06, 2019 |
advanced to third reading |
May 01, 2019 |
2nd report cal. |
Apr 30, 2019 |
1st report cal.547 |
Jan 29, 2019 |
referred to consumer protection |
Senate Bill S2829B
2019-2020 Legislative Session
Sponsored By
(D) 6th Senate District
Archive: Last Bill Status - In Senate Committee Consumer Protection Committee
- Introduced
-
- In Committee Assembly
- In Committee Senate
-
- On Floor Calendar Assembly
- On Floor Calendar Senate
-
- Passed Assembly
- Passed Senate
- Delivered to Governor
- Signed By Governor
Actions
Votes
Bill Amendments
co-Sponsors
(D) 15th Senate District
(D, WF) Senate District
(D) Senate District
(D) 14th Senate District
2019-S2829 - Details
- Current Committee:
- Senate Consumer Protection
- Law Section:
- General Business Law
- Laws Affected:
- Add §601-b, amd §602, Gen Bus L; amd §94-a, Exec L
- Versions Introduced in 2019-2020 Legislative Session:
-
S2829
2019-S2829 - Summary
Requires debt collectors to send consumers a written notice of their rights under state law along with their initial debt collection correspondence; such notice would contain information such as who and when a principal creditor may contact a debtor about the debt owed as well as the fact that a principal creditor cannot disclose information affecting a consumer debtor's reputation for creditworthiness if the principal creditor knows or has reason to know such information is false; applies to consumer rather than commercial debts.
2019-S2829 - Sponsor Memo
BILL NUMBER: S2829 REVISED MEMO 01/31/2019 SPONSOR: THOMAS TITLE OF BILL: An act to amend the general business law and the exec- utive law, in relation to debt collection notices PURPOSE OR GENERAL IDEA OF BILL: To provide a "Debtor's Rights" statement which will inform consumers of certain provisions of New York's debt collection practices law. SUMMARY OF PROVISIONS: This bill would set forth a specific notice to consumers that will be included in each initial correspondence on a past due debt. This notice will lay out the consumer's rights under the New York law regulating debt collection practices, including how and when a debt collector may contact a debtor about the debt owed. The bill also clarifies when a debt collector may contact a debtor's employer.
2019-S2829 - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 2829 2019-2020 Regular Sessions I N S E N A T E January 29, 2019 ___________ Introduced by Sen. THOMAS -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection AN ACT to amend the general business law and the executive law, in relation to debt collection notices THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. The general business law is amended by adding a new section 601-b to read as follows: § 601-B. DEBT COLLECTION NOTICE TO CONSUMERS. 1. (A) AS USED IN THIS SECTION, "DEBT COLLECTION AGENCY" SHALL MEAN A PERSON, FIRM OR CORPO- RATION ENGAGED IN BUSINESS, THE PRINCIPAL PURPOSE OF WHICH IS TO REGU- LARLY COLLECT OR ATTEMPT TO COLLECT DEBTS: (I) OWED OR DUE OR ASSERTED TO BE OWED OR DUE TO ANOTHER; OR (II) OBTAINED BY, OR ASSIGNED TO, SUCH PERSON, FIRM OR CORPORATION, THAT ARE IN DEFAULT WHEN OBTAINED OR ACQUIRED BY SUCH PERSON, FIRM OR CORPORATION. (B) SUCH TERM SHALL NOT INCLUDE: (I) ANY PERSON WHILE SERVING OR ATTEMPTING TO SERVE LEGAL PROCESS ON ANY OTHER PERSON IN CONNECTION WITH THE JUDICIAL ENFORCEMENT OF ANY DEBT; (II) ANY ATTORNEY-AT-LAW OR LAW FIRM COLLECTING A DEBT IN SUCH CAPACI- TY ON BEHALF OF AND IN THE NAME OF A CLIENT THROUGH LEGAL ACTIVITIES SUCH AS THE FILING AND PROSECUTION OF LAWSUITS TO REDUCE DEBTS TO JUDG- MENTS, BUT NOT ANY ATTORNEY-AT-LAW OR LAW FIRM WHICH REGULARLY ENGAGES IN ACTIVITIES TRADITIONALLY ASSOCIATED WITH DEBT COLLECTION, INCLUDING BUT NOT LIMITED TO, SENDING DEMAND LETTERS OR MAKING COLLECTION TELE- PHONE CALLS; (III) ANY OFFICER OR EMPLOYEE OF THE UNITED STATES, ANY STATE THEREOF OR ANY POLITICAL SUBDIVISION OF ANY STATE TO THE EXTENT THAT COLLECTING OR ATTEMPTING TO COLLECT ANY DEBT OWED IS IN THE PERFORMANCE OF HIS OR HER OFFICIAL DUTIES; OR (IV) ANY NON-PROFIT ORGANIZATION WHICH, AT THE REQUEST OF CONSUMERS, PERFORMS BONA FIDE CONSUMER CREDIT COUNSELING AND ASSISTS CUSTOMERS IN EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted.
co-Sponsors
(D) 15th Senate District
(D, WF) Senate District
(D) Senate District
(D) 14th Senate District
2019-S2829A - Details
- Current Committee:
- Senate Consumer Protection
- Law Section:
- General Business Law
- Laws Affected:
- Add §601-b, amd §602, Gen Bus L; amd §94-a, Exec L
- Versions Introduced in 2019-2020 Legislative Session:
-
S2829
2019-S2829A - Summary
Requires debt collectors to send consumers a written notice of their rights under state law along with their initial debt collection correspondence; such notice would contain information such as who and when a principal creditor may contact a debtor about the debt owed as well as the fact that a principal creditor cannot disclose information affecting a consumer debtor's reputation for creditworthiness if the principal creditor knows or has reason to know such information is false; applies to consumer rather than commercial debts.
2019-S2829A - Sponsor Memo
BILL NUMBER: S2829A SPONSOR: THOMAS TITLE OF BILL: An act to amend the general business law and the exec- utive law, in relation to debt collection notices PURPOSE OR GENERAL IDEA OF BILL: To provide a "Debtor's Rights" statement which will inform consumers of certain provisions of New York's debt collection practices law. SUMMARY OF PROVISIONS: Section 1 of the bill amends the general business law by adding a new section 601-b. -Subdivision 1 of section 601-b defines the term "debt collection agen- cy". -Subdivision 2 of section 601-b states the details that must be provided in the initial correspondence on a past due debt to a consumer.
2019-S2829A - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 2829--A Cal. No. 547 2019-2020 Regular Sessions I N S E N A T E January 29, 2019 ___________ Introduced by Sens. THOMAS, ADDABBO, BIAGGI, BROOKS, COMRIE, GAUGHRAN, GOUNARDES, KENNEDY, KRUEGER, LIU, MARTINEZ, MONTGOMERY, PARKER, PERSAUD, RAMOS, SALAZAR, SERRANO, STAVISKY -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection -- reported favorably from said committee, ordered to first and second report, ordered to a third reading, amended and ordered reprinted, retaining its place in the order of third reading AN ACT to amend the general business law and the executive law, in relation to debt collection notices THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. The general business law is amended by adding a new section 601-b to read as follows: § 601-B. DEBT COLLECTION NOTICE TO CONSUMERS. 1. (A) AS USED IN THIS SECTION, "DEBT COLLECTION AGENCY" SHALL MEAN A PERSON, FIRM OR CORPO- RATION ENGAGED IN BUSINESS, THE PRINCIPAL PURPOSE OF WHICH IS TO REGU- LARLY COLLECT OR ATTEMPT TO COLLECT CONSUMER DEBTS: (I) OWED OR DUE OR ASSERTED TO BE OWED OR DUE TO ANOTHER; OR (II) OBTAINED BY, OR ASSIGNED TO, SUCH PERSON, FIRM OR CORPORATION, THAT ARE IN DEFAULT WHEN OBTAINED OR ACQUIRED BY SUCH PERSON, FIRM OR CORPORATION. (B) DEBT COLLECTION AGENCIES SHALL NOT INCLUDE: (I) ANY PERSON SUBJECT TO (A) SERVING, FILING, OR CONVEYING FORMAL LEGAL PLEADINGS, DISCOVERY REQUESTS, JUDGMENTS OR OTHER DOCUMENTS PURSUANT TO THE APPLICABLE RULES OF PROCEDURE; (B) COMMUNICATING IN, OR AT THE DIRECTION OF, A COURT OF LAW OR IN DEPOSITIONS OR SETTLEMENT CONFERENCES OR OTHER COMMUNICATIONS IN CONNECTION WITH A PENDING LEGAL ACTION TO COLLECT A DEBT ON BEHALF OF A CLIENT; OR (C) COLLECTING ON OR ENFORCING A MONEY JUDGMENT; (II) ANY ATTORNEY-AT-LAW OR LAW FIRM COLLECTING A DEBT IN SUCH CAPACI- TY ON BEHALF OF AND IN THE NAME OF A CLIENT THROUGH LEGAL ACTIVITIES SUCH AS PROSECUTION OF LAWSUITS TO REDUCE DEBTS TO JUDGMENTS, BUT NOT ANY ATTORNEY-AT-LAW OR LAW FIRM WHICH REGULARLY ENGAGES IN ACTIVITIES EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
co-Sponsors
(D) 15th Senate District
(D, WF) Senate District
(D) Senate District
(D) 14th Senate District
2019-S2829B (ACTIVE) - Details
- Current Committee:
- Senate Consumer Protection
- Law Section:
- General Business Law
- Laws Affected:
- Add §601-b, amd §602, Gen Bus L; amd §94-a, Exec L
- Versions Introduced in 2019-2020 Legislative Session:
-
S2829
2019-S2829B (ACTIVE) - Summary
Requires debt collectors to send consumers a written notice of their rights under state law along with their initial debt collection correspondence; such notice would contain information such as who and when a principal creditor may contact a debtor about the debt owed as well as the fact that a principal creditor cannot disclose information affecting a consumer debtor's reputation for creditworthiness if the principal creditor knows or has reason to know such information is false; applies to consumer rather than commercial debts.
2019-S2829B (ACTIVE) - Sponsor Memo
BILL NUMBER: S2829B SPONSOR: THOMAS TITLE OF BILL: An act to amend the general business law and the exec- utive law, in relation to debt collection notices PURPOSE OR GENERAL IDEA OF BILL: To provide a "Debtor's Rights" statement which will inform consumers of certain provisions of New York's debt collection practices law. SUMMARY OF PROVISIONS: Section 1 of the bill amends the general business law by adding a new section 601-b. -Subdivision 1 of section 601-b defines the term "debt collection agen- cy". -Subdivision 2 of section 601-b states the details that must be provided in the initial correspondence on a past due debt to a consumer. Section 2 of the bill amends subdivision 1 of section 602 of the general
2019-S2829B (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 2829--B Cal. No. 547 2019-2020 Regular Sessions I N S E N A T E January 29, 2019 ___________ Introduced by Sens. THOMAS, ADDABBO, BIAGGI, BROOKS, COMRIE, GAUGHRAN, GOUNARDES, KENNEDY, KRUEGER, LIU, MARTINEZ, MONTGOMERY, PARKER, PERSAUD, RAMOS, SALAZAR, SERRANO, STAVISKY -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection -- reported favorably from said committee, ordered to first and second report, ordered to a third reading, amended and ordered reprinted, retaining its place in the order of third reading -- again amended and ordered reprinted, retaining its place in the order of third reading AN ACT to amend the general business law and the executive law, in relation to debt collection notices THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. The general business law is amended by adding a new section 601-b to read as follows: § 601-B. DEBT COLLECTION NOTICE TO CONSUMERS. 1. (A) AS USED IN THIS SECTION, "DEBT COLLECTION AGENCY" SHALL MEAN A PERSON, FIRM OR CORPO- RATION ENGAGED IN BUSINESS, THE PRINCIPAL PURPOSE OF WHICH IS TO REGU- LARLY COLLECT OR ATTEMPT TO COLLECT CONSUMER DEBTS: (I) OWED OR DUE OR ASSERTED TO BE OWED OR DUE TO ANOTHER; OR (II) OBTAINED BY, OR ASSIGNED TO, SUCH PERSON, FIRM OR CORPORATION, THAT ARE IN DEFAULT WHEN OBTAINED OR ACQUIRED BY SUCH PERSON, FIRM OR CORPORATION. (B) DEBT COLLECTION AGENCIES SHALL NOT INCLUDE: (I) ANY PERSON SUBJECT TO (A) SERVING, FILING, OR CONVEYING FORMAL LEGAL PLEADINGS, DISCOVERY REQUESTS, JUDGMENTS OR OTHER DOCUMENTS PURSUANT TO THE APPLICABLE RULES OF PROCEDURE; (B) COMMUNICATING IN, OR AT THE DIRECTION OF, A COURT OF LAW OR IN DEPOSITIONS OR SETTLEMENT CONFERENCES OR OTHER COMMUNICATIONS IN CONNECTION WITH A PENDING LEGAL ACTION TO COLLECT A DEBT ON BEHALF OF A CLIENT; OR (C) COLLECTING ON OR ENFORCING A MONEY JUDGMENT; (II) ANY ATTORNEY-AT-LAW OR LAW FIRM COLLECTING A DEBT IN SUCH CAPACI- TY ON BEHALF OF AND IN THE NAME OF A CLIENT THROUGH LEGAL ACTIVITIES EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
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