S T A T E O F N E W Y O R K
________________________________________________________________________
1223
2021-2022 Regular Sessions
I N A S S E M B L Y
January 7, 2021
___________
Introduced by M. of A. L. ROSENTHAL -- read once and referred to the
Committee on Consumer Affairs and Protection
AN ACT to amend the general business law, in relation to requiring
consumer reporting agencies to provide a consumer's information to
such consumer at no cost
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Subdivision (a) of section 380-d of the general business
law, as added by chapter 867 of the laws of 1977, is amended to read as
follows:
(a) Every consumer reporting agency shall AT ANY TIME, upon request
and proper identification of any consumer, AND AT NO COST TO THE CONSUM-
ER, clearly and accurately disclose to the consumer:
(1) all information in its files at the time of the request concerning
such consumer; and
(2) the sources of the information; except that the sources of infor-
mation acquired solely for use in preparing an investigative consumer
report and actually used for no other purpose need not be disclosed;
provided, however, that in the event an action is brought under section
three hundred eighty-n of this article, such sources shall be available
to the plaintiff under appropriate discovery procedures in the court in
which the action is brought; and
(3) the recipients of any consumer report on the consumer which it has
furnished;
(i) for employment purposes within the two-year period preceding the
request, and
(ii) for any other purpose within the six month period preceding the
request.
§ 2. This act shall take effect immediately.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD00629-01-1