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Assembly Bill A1809

2021-2022 Legislative Session

Relates to verification of driving history when used as a rating or underwriting factor for private passenger motor vehicle insurance

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Archive: Last Bill Status - On Floor Calendar

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2021-A1809 (ACTIVE) - Details

Law Section:
Insurance Law
Laws Affected:
Add §2618, Ins L
Versions Introduced in Other Legislative Sessions:
2019-2020: A7901
2023-2024: A4668

2021-A1809 (ACTIVE) - Summary

Requires third party verification of driving history when used as a rating or underwriting factor for private passenger motor vehicle insurance.

2021-A1809 (ACTIVE) - Bill Text download pdf 

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   1809
 
                        2021-2022 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 11, 2021
                                ___________
 
 Introduced  by  M.  of  A.  CAHILL,  DiPIETRO,  THIELE  -- read once and
   referred to the Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to using driving  history
   as a rating or underwriting factor for private passenger motor vehicle
   insurance
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. The insurance law is amended by adding a new  section  2618
 to read as follows:
   §  2618.  VERIFICATION  OF DRIVING HISTORY. NO INSURER WHO UTILIZES AN
 APPLICANT'S DRIVING HISTORY AS  A  RATING  OR  UNDERWRITING  FACTOR  FOR
 PRIVATE  PASSENGER  MOTOR  VEHICLE  INSURANCE  IN THE STATE SHALL BIND A
 POLICY OF INSURANCE, OR ACCEPT A DOWN  PAYMENT  FOR  A  POLICY,  WITHOUT
 FIRST VERIFYING SAID APPLICANT'S DRIVING HISTORY, AS WELL AS THE DRIVING
 HISTORY  OF  ALL  NAMED-DRIVERS  LISTED  BY THE APPLICANT ON THE PRIVATE
 PASSENGER MOTOR VEHICLE INSURANCE APPLICATION,  THROUGH  THE  USE  OF  A
 RELIABLE THIRD PARTY DATABASE.
   §  2.  This  act shall take effect on the ninetieth day after it shall
 have become a law and shall apply to policies issued, renewed  or  modi-
 fied  on or after such date. Effective immediately, the addition, amend-
 ment and/or repeal of any rule or regulation necessary for the implemen-
 tation of this act on its effective date are authorized to be  made  and
 completed on or before such effective date.
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD01683-01-1

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