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Assembly Bill A7901

2019-2020 Legislative Session

Relates to verification of driving history when used as a rating or underwriting factor for private passenger motor vehicle insurance

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Archive: Last Bill Status - On Floor Calendar

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2019-A7901 (ACTIVE) - Details

See Senate Version of this Bill:
S3641
Law Section:
Insurance Law
Laws Affected:
Add §2617, Ins L
Versions Introduced in Other Legislative Sessions:
2017-2018: S7987
2021-2022: A1809, S3578
2023-2024: A4668, S5764

2019-A7901 (ACTIVE) - Summary

Requires third party verification of driving history when used as a rating or underwriting factor for private passenger motor vehicle insurance.

2019-A7901 (ACTIVE) - Bill Text download pdf 

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   7901
 
                        2019-2020 Regular Sessions
 
                           I N  A S S E M B L Y
 
                               May 28, 2019
                                ___________
 
 Introduced by M. of A. CAHILL -- read once and referred to the Committee
   on Insurance
 
 AN  ACT to amend the insurance law, in relation to using driving history
   as a rating or underwriting factor for private passenger motor vehicle
   insurance
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  The insurance law is amended by adding a new section 2617
 to read as follows:
   § 2617. VERIFICATION OF DRIVING HISTORY. NO INSURER  WHO  UTILIZES  AN
 APPLICANT'S  DRIVING  HISTORY  AS  A  RATING  OR UNDERWRITING FACTOR FOR
 PRIVATE PASSENGER MOTOR VEHICLE INSURANCE IN  THE  STATE  SHALL  BIND  A
 POLICY  OF  INSURANCE,  OR  ACCEPT  A DOWN PAYMENT FOR A POLICY, WITHOUT
 FIRST VERIFYING SAID APPLICANT'S DRIVING HISTORY, AS WELL AS THE DRIVING
 HISTORY OF ALL NAMED-DRIVERS LISTED BY  THE  APPLICANT  ON  THE  PRIVATE
 PASSENGER  MOTOR  VEHICLE  INSURANCE  APPLICATION,  THROUGH THE USE OF A
 RELIABLE THIRD PARTY DATABASE.
   § 2. This act shall take effect on the ninetieth day  after  it  shall
 have  become  a law and shall apply to policies issued, renewed or modi-
 fied on or after such date. Effective immediately, any actions necessary
 to implement the provisions of  this  act  on  its  effective  date  are
 authorized and directed to be completed on or before such date.
 
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD09814-01-9

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