Senate Bill S2154

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   2154
 
                        2021-2022 Regular Sessions
 
                             I N  S E N A T E
 
                             January 20, 2021
                                ___________
 
 Introduced  by  Sen.  ORTT  --  read twice and ordered printed, and when
   printed to be committed to the Committee on Consumer Protection
 
 AN ACT to amend the general business law, in relation to the purchase of
   firearms and firearm ammunition with a credit card or debit card
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. The general business law is amended by adding a new article
 29-BBB to read as follows:
                              ARTICLE 29-BBB
              USAGE OF CREDIT CARDS TO PURCHASE CERTAIN GOODS
 SECTION 529.   DEFINITIONS.
         529-A. PURCHASING  OF  CERTAIN GOODS WITH A CREDIT CARD OR DEBIT
                  CARD.
   § 529. DEFINITIONS. IN THIS ARTICLE, UNLESS  THE  CONTEXT  OR  SUBJECT
 MATTER OTHERWISE REQUIRES:
   1.  "CREDIT  CARD"  MEANS  AND INCLUDES ANY CREDIT CARD, CREDIT PLATE,
 CHARGE PLATE, COURTESY CARD, OR  OTHER  IDENTIFICATION  CARD  OR  DEVICE
 ISSUED  BY A PERSON TO ANOTHER PERSON WHICH MAY BE USED TO OBTAIN A CASH
 ADVANCE OR A LOAN OR CREDIT OR TO PURCHASE OR LEASE PROPERTY OR SERVICES
 ON THE CREDIT OF THE ISSUER OR OF THE HOLDER;
   2. "DEBIT CARD" MEANS A CARD, PLATE OR OTHER SIMILAR DEVICE ISSUED  BY
 A  PERSON  TO ANOTHER PERSON WHICH MAY BE USED, WITHOUT A PERSONAL IDEN-
 TIFICATION NUMBER, CODE OR SIMILAR IDENTIFICATION NUMBER, TO PURCHASE OR
 LEASE PROPERTY OR SERVICES. THE TERM DOES NOT INCLUDE A CREDIT CARD OR A
 CHECK, DRAFT OR SIMILAR INSTRUMENT.
   3. "PERSON" INCLUDES AN INDIVIDUAL, CORPORATION, PARTNERSHIP OR  ASSO-
 CIATION,  TWO  OR  MORE PERSONS HAVING A JOINT OR COMMON INTEREST OR ANY
 OTHER LEGAL OR COMMERCIAL ENTITY;
   4. "ISSUER" MEANS A PERSON WHO ISSUES A CREDIT CARD OR A DEBIT CARD;

  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD07364-01-1

              

 S. 2154                             2
 
   5. "HOLDER" MEANS A PERSON TO WHOM SUCH A CREDIT CARD OR DEBIT CARD IS
 ISSUED OR WHO HAS AGREED WITH THE ISSUER TO PAY OBLIGATIONS ARISING FROM
 THE USE OF A CREDIT CARD OR DEBIT CARD ISSUED TO ANOTHER PERSON;
   6.  "PROCESSOR" MEANS A PERSON WHO FACILITATES THE USE OF CREDIT CARDS
 OR DEBIT CARDS BETWEEN A HOLDER AND A SELLER;
   7. "PROCESSOR SERVICE" MEANS THE CREDIT CARD  OR  DEBIT  CARD  FACILI-
 TATION SERVICE PROVIDED BY THE PROCESSOR; AND
   8.  "SELLER"  MEANS  ANY PERSON WHO HONORS CREDIT CARDS OR DEBIT CARDS
 WHICH MAY BE USED TO PURCHASE PROPERTY.
   § 529-A. PURCHASING OF CERTAIN GOODS WITH A CREDIT CARD OR DEBIT CARD.
 EVERY ISSUER AND PROCESSOR WHO DOES  BUSINESS  WITHIN  THE  STATE  SHALL
 ALLOW  FOR  THE  USE  OF  THEIR  CREDIT CARDS, DEBIT CARDS, OR PROCESSOR
 SERVICE FOR THE PURPOSE OF PURCHASING FIREARMS OR FIREARM AMMUNITION.
   § 2. This act shall take effect on the thirtieth day  after  it  shall
 have become a law.