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Senate Bill S4986

2025-2026 Legislative Session

Relates to the purchase of firearms and firearm ammunition with a credit card

download bill text pdf

Sponsored By

Current Bill Status - In Senate Committee Consumer Protection Committee

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2025-S4986 (ACTIVE) - Details

Current Committee:
Senate Consumer Protection
Law Section:
General Business Law
Laws Affected:
Add §529-b, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2017-2018: S8189
2019-2020: S114
2021-2022: S2154
2023-2024: S551

2025-S4986 (ACTIVE) - Summary

Requires credit card, debit card, or processor service companies to allow for the purchase of firearms and firearm ammunition with such services.

2025-S4986 (ACTIVE) - Sponsor Memo

2025-S4986 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   4986
 
                        2025-2026 Regular Sessions
 
                             I N  S E N A T E
 
                             February 14, 2025
                                ___________
 
 Introduced  by  Sen.  ORTT  --  read twice and ordered printed, and when
   printed to be committed to the Committee on Consumer Protection
 
 AN ACT to amend the general business law, in relation to the purchase of
   firearms and firearm ammunition with a credit card or debit card
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. The general business law is amended by adding a new section
 529-b to read as follows:
   § 529-B. PURCHASING OF CERTAIN GOODS WITH A CREDIT CARD OR DEBIT CARD.
 1.  FOR THE PURPOSES OF THIS SECTION, THE FOLLOWING TERMS SHALL HAVE THE
 FOLLOWING MEANINGS:
   (A) "CREDIT CARD" MEANS AND INCLUDES ANY CREDIT  CARD,  CREDIT  PLATE,
 CHARGE  PLATE,  COURTESY  CARD,  OR  OTHER IDENTIFICATION CARD OR DEVICE
 ISSUED BY A PERSON TO ANOTHER PERSON WHICH MAY BE USED TO OBTAIN A  CASH
 ADVANCE OR A LOAN OR CREDIT OR TO PURCHASE OR LEASE PROPERTY OR SERVICES
 ON THE CREDIT OF THE ISSUER OR OF THE HOLDER;
   (B) "DEBIT CARD" MEANS A CARD, PLATE OR OTHER SIMILAR DEVICE ISSUED BY
 A  PERSON  TO ANOTHER PERSON WHICH MAY BE USED, WITHOUT A PERSONAL IDEN-
 TIFICATION NUMBER, CODE OR SIMILAR IDENTIFICATION NUMBER, TO PURCHASE OR
 LEASE PROPERTY OR SERVICES. THE TERM DOES NOT INCLUDE A CREDIT CARD OR A
 CHECK, DRAFT OR SIMILAR INSTRUMENT.
   (C) "HOLDER" MEANS A PERSON TO WHOM SUCH A CREDIT CARD OR  DEBIT  CARD
 IS  ISSUED  OR WHO HAS AGREED WITH THE ISSUER TO PAY OBLIGATIONS ARISING
 FROM THE USE OF A CREDIT CARD OR DEBIT CARD ISSUED TO ANOTHER PERSON;
   (D) "PROCESSOR" MEANS A PERSON WHO FACILITATES THE USE OF CREDIT CARDS
 OR DEBIT CARDS BETWEEN A HOLDER AND A SELLER;
   (E) "PROCESSOR SERVICE" MEANS THE CREDIT CARD OR  DEBIT  CARD  FACILI-
 TATION SERVICE PROVIDED BY THE PROCESSOR; AND
   (F)  "SELLER"  MEANS ANY PERSON WHO HONORS CREDIT CARDS OR DEBIT CARDS
 WHICH MAY BE USED TO PURCHASE PROPERTY.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD09873-01-5
 S. 4986                             2

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