Assembly Bill A2898

2023-2024 Legislative Session

Relates to requiring insurance policies to cover neuropsychological exams for dyslexia

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Current Bill Status - Passed Senate & Assembly


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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Bill Amendments

co-Sponsors

2023-A2898 - Details

See Senate Version of this Bill:
S5481
Law Section:
Insurance Law
Laws Affected:
Amd §§3216, 3221 & 4303, Ins L

2023-A2898 - Summary

Requires insurance policies to cover neuropsychological exams for dyslexia under certain circumstances; caps coverage amount.

2023-A2898 - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   2898
 
                        2023-2024 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             February 1, 2023
                                ___________
 
 Introduced  by M. of A. CARROLL -- read once and referred to the Commit-
   tee on Insurance
 
 AN ACT to amend the insurance law,  in  relation  to  requiring  certain
   insurance policies to cover neuropsychological exams for dyslexia
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. This act shall be known and may be cited as  the  "dyslexia
 diagnosis access act".
   § 2. Legislative findings and intent. The legislature hereby finds and
 declares the following:
   a.  Dyslexia is a specific learning disability that is neurobiological
 in origin. It is characterized  by  difficulties  with  accurate  and/or
 fluent  word  recognition  and impaired spelling and decoding abilities.
 These difficulties typically result from a deficit in  the  phonological
 component of language within the brain that is often discordant with the
 person's  intelligence and other cognitive abilities. Secondary  effects
 of undetected and unaddressed dyslexia  include    anxiety,  depression,
 worsened  health,  decreased  life  expectancy, lower   education rates,
 lower employment and income rates, and increased  poverty and incarcera-
 tion rates.
    b. Studies indicate that as many as one in  five  children  may  have
 dyslexia or another phonemic awareness issue. However, lack of access to
 appropriate  screening and diagnostic testing poses a barrier to compre-
 hensively tracking the incidence of dyslexia and students  are  unlikely
 to  receive  the  intervention  required  to overcome dyslexia without a
 positive diagnosis. Comprehensive neuropsychological  exams  are  recog-
 nized  as  the most effective way to positively diagnose dyslexia.  Such
 exams are often administered over the course of two days  and  currently
 may  cost  in  excess of six thousand dollars but are typically not paid
 for by health insurance, making them unaffordable to many families.
   § 3. Subsection (i) of section 3216 of the insurance law is amended by
 adding a new paragraph 39 to read as follows:
   (39) (A) EVERY POLICY THAT PROVIDES COVERAGE FOR  PHYSICIAN  SERVICES,
 MEDICAL,  MAJOR  MEDICAL  OR  SIMILAR  COMPREHENSIVE-TYPE COVERAGE SHALL
 
              

co-Sponsors

multi-Sponsors

2023-A2898A (ACTIVE) - Details

See Senate Version of this Bill:
S5481
Law Section:
Insurance Law
Laws Affected:
Amd §§3216, 3221 & 4303, Ins L

2023-A2898A (ACTIVE) - Summary

Requires insurance policies to cover neuropsychological exams for dyslexia under certain circumstances; caps coverage amount.

2023-A2898A (ACTIVE) - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  2898--A
 
                        2023-2024 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             February 1, 2023
                                ___________
 
 Introduced  by M. of A. CARROLL, EPSTEIN, SHIMSKY, GONZALEZ-ROJAS, McDO-
   NALD, DINOWITZ, GALLAGHER, SEAWRIGHT, JEAN-PIERRE, THIELE, CUNNINGHAM,
   WOERNER, K. BROWN -- read once and referred to the Committee on Insur-
   ance -- committee  discharged,  bill  amended,  ordered  reprinted  as
   amended and recommitted to said committee

 AN  ACT  to  amend  the  insurance law, in relation to requiring certain
   insurance policies to cover neuropsychological exams for dyslexia
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  This act shall be known and may be cited as the "dyslexia
 diagnosis access act".
   § 2. Legislative findings and intent. The legislature hereby finds and
 declares the following:
   a. Dyslexia is a specific learning disability that is  neurobiological
 in  origin.  It  is  characterized  by difficulties with accurate and/or
 fluent word recognition and impaired spelling  and  decoding  abilities.
 These  difficulties  typically result from a deficit in the phonological
 component of language within the brain that is often discordant with the
 person's intelligence and other cognitive abilities. Secondary   effects
 of  undetected  and  unaddressed dyslexia include   anxiety, depression,
 worsened health, decreased life  expectancy,  lower    education  rates,
 lower employment and income rates, and increased  poverty and incarcera-
 tion rates.
   b.  Studies  indicate  that  as  many as one in five children may have
 dyslexia or another phonemic awareness issue. However, lack of access to
 appropriate screening and diagnostic testing poses a barrier to  compre-
 hensively  tracking  the incidence of dyslexia and students are unlikely
 to receive the intervention required  to  overcome  dyslexia  without  a
 positive  diagnosis.  Comprehensive  neuropsychological exams are recog-
 nized as the most effective way to positively diagnose dyslexia.    Such
 exams  are  often administered over the course of two days and currently

  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD01994-02-3
              

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