Senate Bill S5890A

Signed By Governor
2023-2024 Legislative Session

Authorizes life insurers to establish wellness programs

download bill text pdf

Sponsored By

Current Bill Status - Signed by Governor


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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Actions
Votes

Bill Amendments

co-Sponsors

2023-S5890 - Details

See Assembly Version of this Bill:
A2853
Law Section:
Insurance Law
Laws Affected:
Amd §3239, Ins L
Versions Introduced in 2021-2022 Legislative Session:
S4329, A8617

2023-S5890 - Summary

Authorizes life insurers to establish wellness programs in conjunction with the issuance of life insurance policies; provides for full or partial reimbursement for the cost of a device and associated subscription that can be used to track activity or biometric data; provides for discounts on life insurance and on products or services intended to incent positive behavioral changes.

2023-S5890 - Sponsor Memo

2023-S5890 - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   5890
 
                        2023-2024 Regular Sessions
 
                             I N  S E N A T E
 
                              March 21, 2023
                                ___________
 
 Introduced  by  Sen. BRESLIN -- read twice and ordered printed, and when
   printed to be committed to the Committee on Insurance
 
 AN ACT to amend the insurance  law,  in  relation  to  authorizing  life
   insurers to establish wellness programs
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Section 3239 of the insurance law, as added by chapter  592
 of  the  laws  of 2008 and subsections (b) and (c) as amended by chapter
 180 of the laws of 2016, is amended to read as follows:
   § 3239. Wellness programs. (a)  An  insurer  licensed  to  write  LIFE
 INSURANCE MAY ESTABLISH A WELLNESS PROGRAM IN CONJUNCTION WITH ITS ISSU-
 ANCE  OF  LIFE INSURANCE POLICIES AND AN INSURER LICENSED TO WRITE acci-
 dent and health insurance, a corporation organized pursuant  to  article
 forty-three of this chapter, a health maintenance organization certified
 pursuant  to article forty-four of the public health law and a municipal
 cooperative health benefits plan may establish  a  wellness  program  in
 conjunction  with  its issuance of a group accident and health insurance
 policy or group subscriber contract. A "wellness program" is  a  program
 designed  to promote health [and], LONGEVITY OR prevent disease that may
 contain rewards and incentives for participation. Participation  in  the
 wellness program shall be available to similarly-situated members of the
 group OR WITH REGARD TO  LIFE INSURANCE, TO ALL INSUREDS WITHIN THE SAME
 CLASS  IN  A  MANNER  THAT  IS  NOT UNFAIRLY DISCRIMINATORY and shall be
 voluntary on the part of the member OR INSURED.   WITH  REGARD  TO  LIFE
 INSURANCE,  AN INSURER IS PROHIBITED FROM INCREASING PREMIUMS OR CHARGES
 STATED IN THE POLICY AS A RESULT OF PARTICIPATION  OR  NON-PARTICIPATION
 IN  THE PROGRAM. The terms of the wellness program shall be set forth in
 the policy or contract.
   (b) A wellness program may include, but is not limited to, the follow-
 ing programs or services:
   (1) the use of a health risk assessment tool;
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD07895-02-3
              

co-Sponsors

2023-S5890A (ACTIVE) - Details

See Assembly Version of this Bill:
A2853
Law Section:
Insurance Law
Laws Affected:
Amd §3239, Ins L
Versions Introduced in 2021-2022 Legislative Session:
S4329, A8617

2023-S5890A (ACTIVE) - Summary

Authorizes life insurers to establish wellness programs in conjunction with the issuance of life insurance policies; provides for full or partial reimbursement for the cost of a device and associated subscription that can be used to track activity or biometric data; provides for discounts on life insurance and on products or services intended to incent positive behavioral changes.

2023-S5890A (ACTIVE) - Sponsor Memo

2023-S5890A (ACTIVE) - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  5890--A
     Cal. No. 631
 
                        2023-2024 Regular Sessions
 
                             I N  S E N A T E
 
                              March 21, 2023
                                ___________
 
 Introduced  by  Sens.  BRESLIN,  FERNANDEZ,  GOUNARDES -- read twice and
   ordered printed, and when printed to be committed to the Committee  on
   Insurance  -- reported favorably from said committee, ordered to first
   and second report, ordered to a third reading, passed  by  Senate  and
   delivered  to  the  Assembly, recalled, vote reconsidered, restored to
   third reading, amended and ordered reprinted, retaining its  place  in
   the order of third reading
 
 AN  ACT  to  amend  the  insurance  law, in relation to authorizing life
   insurers to establish wellness programs
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1. Section 3239 of the insurance law, as added by chapter 592
 of the laws of 2008 and subsections (b) and (c) as  amended  by  chapter
 180 of the laws of 2016, is amended to read as follows:
   §  3239.  Wellness  programs.  (a)  An  insurer licensed to write LIFE
 INSURANCE MAY ESTABLISH A WELLNESS PROGRAM IN CONJUNCTION WITH ITS ISSU-
 ANCE OF LIFE INSURANCE POLICIES AND AN INSURER LICENSED TO  WRITE  acci-
 dent  and  health insurance, a corporation organized pursuant to article
 forty-three of this chapter, a health maintenance organization certified
 pursuant to article forty-four of the public health law and a  municipal
 cooperative  health  benefits  plan  may establish a wellness program in
 conjunction with its issuance of a group accident and  health  insurance
 policy  or  group subscriber contract. A "wellness program" is a program
 designed to promote health [and], LONGEVITY OR prevent disease that  may
 contain  rewards  and incentives for participation. Participation in the
 wellness program shall be available to similarly-situated members of the
 group OR WITH REGARD TO  LIFE INSURANCE, TO ALL INSUREDS WITHIN THE SAME
 CLASS IN A MANNER THAT IS  NOT  UNFAIRLY  DISCRIMINATORY  and  shall  be
 voluntary  on  the  part  of the member OR INSURED.  WITH REGARD TO LIFE
 INSURANCE, AN INSURER IS PROHIBITED FROM INCREASING PREMIUMS OR  CHARGES
 STATED  IN  THE POLICY AS A RESULT OF PARTICIPATION OR NON-PARTICIPATION
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
              

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