Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|
---|---|
Apr 17, 2024 |
advanced to third reading |
Apr 16, 2024 |
2nd report cal. |
Apr 15, 2024 |
1st report cal.801 |
Apr 13, 2024 |
print number 9021a |
Apr 13, 2024 |
amend and recommit to insurance |
Apr 10, 2024 |
referred to insurance |
Senate Bill S9021
2023-2024 Legislative Session
Sponsored By
(D, WF) 46th Senate District
Current Bill Status - On Floor Calendar
- Introduced
-
- In Committee Assembly
- In Committee Senate
-
- On Floor Calendar Assembly
- On Floor Calendar Senate
-
- Passed Assembly
- Passed Senate
- Delivered to Governor
- Signed By Governor
Actions
Votes
Bill Amendments
2023-S9021 - Details
- Law Section:
- Insurance Law
- Laws Affected:
- Amd §3420, Ins L
2023-S9021 - Sponsor Memo
BILL NUMBER: S9021 SPONSOR: BRESLIN TITLE OF BILL: An act to amend the insurance law, in relation to supplemental spousal liability insurance PURPOSE OR GENERAL IDEA OF BILL: The purpose of this bill is to require auto insurers to provide supple- mental spousal liability insurance to insureds that have a spouse and to insureds upon written request. SUMMARY OF SPECIFIC PROVISIONS: This bill would amend the supplemental spousal liability insurance requirements under the insurance law by making such coverage an opt-out endorsement only for insureds that indicate on an application for insur- ance that they have a spouse. Supplemental spousal liability insurance shall also be provided to insureds upon written request. This bill would require insurers to notify insureds upon policy issuance whether
2023-S9021 - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 9021 I N S E N A T E April 10, 2024 ___________ Introduced by Sen. BRESLIN -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to supplemental spousal liability insurance THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Subsection (g) of section 3420 of the insurance law, as amended by chapter 735 of the laws of 2022, is amended to read as follows: (g) (1) Except as otherwise provided in paragraph two of this subsection, no policy or contract shall be deemed to insure against any liability of an insured because of death of or injuries to [his or her] THE INSURED'S spouse or because of injury to, or destruction of property of [his or her] THE INSURED'S spouse unless express provision relating specifically thereto is included in the policy. This exclusion shall apply only where the injured spouse, to be entitled to recover, must prove the culpable conduct of the insured spouse. (2) (A) [Every] (I) UPON PAYMENT OF A REASONABLE PREMIUM ESTABLISHED IN ACCORDANCE WITH ARTICLE TWENTY-THREE OF THIS CHAPTER, AN insurer issuing or delivering any policy that satisfies the requirements of article six of the vehicle and traffic law AND IS SUBJECT TO SECTION THREE THOUSAND FOUR HUNDRED TWENTY-FIVE OF THIS ARTICLE shall provide coverage in such A policy ISSUED TO A FIRST NAMED INSURED WHO HAS INDI- CATED THAT SUCH INSURED HAS A SPOUSE ON THE INSURANCE APPLICATION, against liability of an insured because of death of or injuries to [his or her] THE INSURED'S spouse up to the liability insurance limits provided under such policy even where the injured spouse, to be entitled to recover, must prove the culpable conduct of the insured spouse, unless [the] A FIRST NAMED insured elects, in writing and in such form as the superintendent determines, to decline and refuse such coverage in [his or her] THE FIRST NAMED INSURED'S policy. Such insurance coverage shall be known as "supplemental spousal liability insurance". (II) UPON WRITTEN REQUEST OF AN INSURED, AND UPON PAYMENT OF A REASON- ABLE PREMIUM ESTABLISHED IN ACCORDANCE WITH ARTICLE TWENTY-THREE OF THIS EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted.
2023-S9021A (ACTIVE) - Details
- Law Section:
- Insurance Law
- Laws Affected:
- Amd §3420, Ins L
2023-S9021A (ACTIVE) - Sponsor Memo
BILL NUMBER: S9021A SPONSOR: BRESLIN TITLE OF BILL: An act to amend the insurance law, in relation to supplemental spousal liability insurance PURPOSE OR GENERAL IDEA OF BILL: This bill would require motor vehicle insurers to offer supplemental spousal liability coverage to policyholders who have indicated that they are married and that request such coverage. SUMMARY OF SPECIFIC PROVISIONS: This bill seeks to update the insurance law regarding supplemental spousal liability coverage for motor vehicles. For married policyholders, the bill maintains this coverage as an opt- out option on insurance applications upon issuance of a policy. The insurer will notify the policyholder that their policy includes this
2023-S9021A (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 9021--A I N S E N A T E April 10, 2024 ___________ Introduced by Sen. BRESLIN -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance -- committee discharged, bill amended, ordered reprinted as amended and recommitted to said committee AN ACT to amend the insurance law, in relation to supplemental spousal liability insurance THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Subsection (g) of section 3420 of the insurance law, as amended by chapter 735 of the laws of 2022, is amended to read as follows: (g) (1) Except as otherwise provided in paragraph two of this subsection, no policy or contract shall be deemed to insure against any liability of an insured because of death of or injuries to [his or her] THE INSURED'S spouse or because of injury to, or destruction of property of [his or her] THE INSURED'S spouse unless express provision relating specifically thereto is included in the policy. This exclusion shall apply only where the injured spouse, to be entitled to recover, must prove the culpable conduct of the insured spouse. (2) (A) [Every] (I) UPON ISSUANCE OF A MOTOR VEHICLE LIABILITY POLICY AND PAYMENT OF A REASONABLE PREMIUM ESTABLISHED IN ACCORDANCE WITH ARTI- CLE TWENTY-THREE OF THIS CHAPTER, AN insurer issuing or delivering any policy that satisfies the requirements of article six of the vehicle and traffic law AND IS SUBJECT TO SECTION THREE THOUSAND FOUR HUNDRED TWEN- TY-FIVE OF THIS ARTICLE shall provide coverage in such A policy ISSUED TO A FIRST NAMED INSURED WHO HAS INDICATED THAT SUCH INSURED HAS A SPOUSE ON THE INSURANCE APPLICATION, against liability of an insured because of death of or injuries to [his or her] THE INSURED'S spouse up to the liability insurance limits provided under such policy even where the injured spouse, to be entitled to recover, must prove the culpable conduct of the insured spouse, unless [the] A FIRST NAMED insured elects, in writing and in such form as the superintendent determines, to decline and refuse such coverage in [his or her] THE FIRST NAMED EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD14782-04-4
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