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Assembly Bill A10279A

2025-2026 Legislative Session

Prohibits insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse

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Bill Amendments

2025-A10279 - Details

See Senate Version of this Bill:
S9179
Law Section:
Insurance Law
Laws Affected:
Amd §2607, Ins L

2025-A10279 - Summary

Prohibits insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.

2025-A10279 - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   10279
 
                           I N  A S S E M B L Y
 
                             February 20, 2026
                                ___________
 
 Introduced by M. of A. WEPRIN -- read once and referred to the Committee
   on Insurance
 
 AN  ACT  to  amend  the insurance law, relating to prohibiting insurance
   discrimination on the basis of an insured's marital  status  following
   the death of the insured's spouse
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section 1. Section 2607 of the insurance law, as amended by section  1
 of  subpart D of part J of chapter 57 of the laws of 2019, is amended to
 read as follows:
   § 2607. Discrimination because of sex or marital status.   (a) (I)  No
 individual  or  entity shall refuse to issue any policy of insurance, or
 cancel or decline to renew the policy because  of  the  sex  or  marital
 status  of  the applicant or policyholder or engage in sexual stereotyp-
 ing.
   (II) NOTWITHSTANDING ANY OTHER PROVISION OF THIS CHAPTER,  NO  INSURER
 PROVIDING  ANY  TYPE OF INSURANCE COVERAGE, INCLUDING BUT NOT LIMITED TO
 PROPERTY, CASUALTY,  HOMEOWNER'S,  RENTER'S,  OR  AUTOMOBILE  INSURANCE,
 SHALL: REFUSE TO CONTINUE TO INSURE, CANCEL, OR DECLINE TO RENEW A POLI-
 CY; LIMIT THE AMOUNT, EXTENT, OR KIND OF COVERAGE AVAILABLE; OR CHARGE A
 DIFFERENT  PREMIUM RATE OR IMPOSE DIFFERENT TERMS OR CONDITIONS, BECAUSE
 THE APPLICANT OR POLICYHOLDER IS WIDOWED OR THEIR MARITAL STATUS  OTHER-
 WISE REFLECTS THE DEATH OF A SPOUSE.
   (b)  For  the  purposes  of  this  section, "sex" shall include sexual
 orientation, gender identity or expression, and transgender status.
   § 2. This act shall take effect on  the  first  day  of  January  next
 succeeding  the date on which it shall have become a law and shall apply
 to any policy issued, delivered, renewed, and/or modified  on  or  after
 the effective date of this act.
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD13726-01-5

2025-A10279A (ACTIVE) - Details

See Senate Version of this Bill:
S9179
Law Section:
Insurance Law
Laws Affected:
Amd §2607, Ins L

2025-A10279A (ACTIVE) - Summary

Prohibits insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.

2025-A10279A (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                 10279--A
 
                           I N  A S S E M B L Y
 
                             February 20, 2026
                                ___________
 
 Introduced by M. of A. WEPRIN -- read once and referred to the Committee
   on  Insurance -- committee discharged, bill amended, ordered reprinted
   as amended and recommitted to said committee
 
 AN ACT to amend the insurance law,  relating  to  prohibiting  insurance
   discrimination  on  the basis of an insured's marital status following
   the death of the insured's spouse

   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1. Section 2607 of the insurance law, as amended by section 1
 of subpart D of part J of chapter 57 of the laws of 2019, is amended  to
 read as follows:
   §  2607.  Discrimination because of sex or marital status.  (a) (1) No
 individual or entity shall refuse to issue any policy of  insurance,  or
 cancel  or  decline  to  renew  the policy because of the sex or marital
 status of the applicant or policyholder or engage in  sexual  stereotyp-
 ing.
   (2)  NOTWITHSTANDING  ANY  OTHER PROVISION OF THIS CHAPTER, NO INSURER
 PROVIDING ANY TYPE OF INSURANCE COVERAGE, INCLUDING BUT NOT  LIMITED  TO
 PROPERTY,  CASUALTY,  HOMEOWNER'S,  RENTER'S,  OR  AUTOMOBILE INSURANCE,
 SHALL: REFUSE TO CONTINUE TO INSURE, CANCEL, OR DECLINE TO RENEW A POLI-
 CY; LIMIT THE AMOUNT, EXTENT, OR KIND OF COVERAGE AVAILABLE; OR INCREASE
 A POLICYHOLDER'S PREMIUM RATE OR IMPOSE LESS FAVORABLE TERMS  OR  CONDI-
 TIONS  UPON  RENEWAL,  SOLELY  BECAUSE  THE APPLICANT OR POLICYHOLDER IS
 WIDOWED OR THEIR MARITAL  STATUS  OTHERWISE  REFLECTS  THE  DEATH  OF  A
 SPOUSE.
   (b)  For  the  purposes  of  this  section, "sex" shall include sexual
 orientation, gender identity or expression, and transgender status.
   § 2. This act shall take effect on the first of January next  succeed-
 ing  the date on which it shall have become a law and shall apply to any
 policy issued, delivered, renewed,  and/or  modified  on  or  after  the
 effective date of this act.
 

  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD13726-02-6

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