Assembly Bill A4404A

2025-2026 Legislative Session

Establishes an online insurance verification system for motor vehicle insurance

download bill text pdf

Sponsored By

Current Bill Status Via S5331 - Passed Assembly


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

Do you support this bill?

Please enter your contact information

Home address is used to determine the senate district in which you reside. Your support or opposition to this bill is then shared immediately with the senator who represents you.

Optional services from the NY State Senate:

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.

Include a custom message for your Senator? (Optional)

Enter a message to your senator. Many New Yorkers use this to share the reasoning behind their support or opposition to the bill. Others might share a personal anecdote about how the bill would affect them or people they care about.
Actions
Votes

Bill Amendments

co-Sponsors

2025-A4404 - Details

See Senate Version of this Bill:
S5331
Law Section:
Vehicle and Traffic Law
Laws Affected:
Amd §§312-a, 313 & 317, V & T L
Versions Introduced in 2023-2024 Legislative Session:
A7535, S6534

2025-A4404 - Summary

Establishes an online insurance verification system for motor vehicle insurance; requires insurers to provide necessary information.

2025-A4404 - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   4404
 
                        2025-2026 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             February 4, 2025
                                ___________
 
 Introduced by M. of A. WEPRIN -- read once and referred to the Committee
   on Transportation
 
 AN ACT to amend the vehicle and traffic law, in relation to establishing
   an  online  insurance verification system for motor vehicle insurance;
   and to repeal certain provisions of such law relating to motor vehicle
   insurance and funds for a certain pilot database system
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Subdivision 1 of section 312-a of the vehicle and traffic
 law, as amended by chapter 781 of the laws of 1983, is amended  to  read
 as follows:
   1.  Upon issuance of an owner's policy of liability insurance or other
 financial security required by this  chapter,  an  insurer  shall  issue
 proof of insurance in accordance with the regulations promulgated by the
 commissioner  [pursuant  to  paragraph (b) of subdivision two of section
 three hundred thirteen of this article].
   § 2. Subdivision 2 and paragraphs (a), (b), (c), (d), (f),  (g),  (h),
 and  (i)  of subdivision 4 of section 313 of the vehicle and traffic law
 are REPEALED.
   § 3. Subdivision 3 of section 313 of the vehicle and traffic  law,  as
 amended  by  chapter  781  of  the  laws  of 1983, is amended to read as
 follows:
   3. A cancellation or termination for which notice is  required  to  be
 filed  with  the  commissioner  [pursuant  to  subdivision  two  of this
 section] shall not be effective with respect to persons other  than  the
 named  insured  and members of the insured's household until the insurer
 has filed a notice thereof with the commissioner or until another insur-
 ance policy covering the same risk has  been  procured,  except  that  a
 notice  filed  with  the  commissioner,  in the format prescribed by the
 commissioner, [within the period prescribed in subdivision two  of  this
 section] shall be effective as of the date certified therein, regardless

  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD08820-01-5
              

co-Sponsors

2025-A4404A (ACTIVE) - Details

See Senate Version of this Bill:
S5331
Law Section:
Vehicle and Traffic Law
Laws Affected:
Amd §§312-a, 313 & 317, V & T L
Versions Introduced in 2023-2024 Legislative Session:
A7535, S6534

2025-A4404A (ACTIVE) - Summary

Establishes an online insurance verification system for motor vehicle insurance; requires insurers to provide necessary information.

2025-A4404A (ACTIVE) - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  4404--A
 
                        2025-2026 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             February 4, 2025
                                ___________
 
 Introduced  by  M.  of A. WEPRIN, HUNTER, SIMON, BERGER, WOERNER, STERN,
   McDONALD,  CUNNINGHAM,  DE LOS SANTOS,  RIVERA,  SANTABARBARA,  DILAN,
   COOK,  O'PHARROW,  STECK, BENEDETTO, JONES, ALVAREZ, BUTTENSCHON, KAY,
   WIEDER,  McMAHON,  KIM,  DINOWITZ,  STIRPE,  TAPIA,  LUPARDO,  LAVINE,
   EACHUS,  CRUZ, MANKTELOW -- read once and referred to the Committee on
   Transportation  --  committee  discharged,   bill   amended,   ordered
   reprinted as amended and recommitted to said committee
 
 AN ACT to amend the vehicle and traffic law, in relation to establishing
   an online insurance verification system for motor vehicle insurance
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Subdivision 1 of section 312-a of the vehicle  and  traffic
 law,  as  amended by chapter 781 of the laws of 1983, is amended to read
 as follows:
   1. Upon issuance of an owner's policy of liability insurance or  other
 financial  security  required  by  this  chapter, an insurer shall issue
 proof of insurance in accordance with the regulations promulgated by the
 commissioner pursuant to [paragraph (b) of] subdivision two  of  section
 three hundred thirteen of this article.
   § 2. Subdivisions 2, 3 and 4 of section 313 of the vehicle and traffic
 law,  subdivision 2 as amended by chapter 678 of the laws of 1997, para-
 graphs (a), (b) and (d) of subdivision 2 and subdivision 4 as amended by
 chapter 509 of the laws of 1998,  paragraph  (b)  of  subdivision  4  as
 amended by chapter 161 of the laws of 2004, paragraph (d) of subdivision
 4  as further amended by section 104 of part A of chapter 62 of the laws
 of 2011, and subdivision 3 as amended by chapter  781  of  the  laws  of
 1983, are amended to read as follows:
   2.  [(a) Upon the termination of an owner's policy of liability insur-
 ance, other than an owner's policy of liability insurance for a motorcy-
 cle, at the request of the insured or by cancellation  by  the  insurer,
 the  insurer  shall  file a notice of termination with reference to such

  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD08820-05-5
              

Comments

Open Legislation is a forum for New York State legislation. All comments are subject to review and community moderation is encouraged.

Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity, hate or toxic speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Attempts to intimidate and silence contributors or deliberately deceive the public, including excessive or extraneous posting/posts, or coordinated activity, are prohibited and may result in the temporary or permanent banning of the user. Comment moderation is generally performed Monday through Friday. By contributing or voting you agree to the Terms of Participation and verify you are over 13.

Create an account. An account allows you to sign petitions with a single click, officially support or oppose key legislation, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.