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Assembly Bill A5592

2025-2026 Legislative Session

Directs the department of state and public service commission to study and report upon disclosure by utilities to credit reporting agencies of late payments

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Current Bill Status Via S2011 - On Floor Calendar

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2025-A5592 (ACTIVE) - Details

See Senate Version of this Bill:
S2011
Law Section:
Public Services
Versions Introduced in Other Legislative Sessions:
2015-2016: S7784
2017-2018: S5039
2019-2020: S2355
2021-2022: S2933
2023-2024: A5367, S2623

2025-A5592 (ACTIVE) - Summary

Directs the department of state and the public service commission to study and report upon the prevalence of the disclosure by public utilities, cable television companies and cellular telephone service providers to credit reporting agencies of late payments and defaults in payment of fees and charges by consumers.

2025-A5592 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   5592
 
                        2025-2026 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             February 18, 2025
                                ___________
 
 Introduced  by M. of A. LUCAS -- read once and referred to the Committee
   on Consumer Affairs and Protection
 
 AN ACT to direct the department of state and the public service  commis-
   sion to jointly study and report upon the provision to consumer credit
   reporting  agencies  by  public  utility  companies,  cable television
   companies and cellular telephone service suppliers of  information  on
   late payments of or default on any fees or charges incurred by consum-
   ers;  and  providing for the repeal of such provisions upon expiration
   thereof
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  The department of state and the public service commission
 shall jointly examine, evaluate and make recommendations concerning  the
 prevalence  of  reporting,  disclosure and otherwise making available to
 any consumer credit reporting agency, as defined in subdivision  (k)  of
 section 380-a of the general business law, by any public utility company
 as defined in subdivision 23 of section 2 of the public service law, any
 municipality  engaged  in  providing any public utility, any cable tele-
 vision company as defined in subdivision 1 of section 212 of the  public
 service  law, any wireless communications service supplier as defined in
 subdivision 12 of section 301 of the county law, the Long  Island  power
 authority  or the power authority of the state of New York, any informa-
 tion relating to the late payment of or default on the  payment  of  any
 charges  or fees by consumers for the provision of any public utility or
 other services or goods. The department and commission shall study, with
 particular care, the practice of reporting consumer payment  information
 by  the  above  entities  to consumer credit reporting agencies and make
 recommendations on the regulatory and statutory provisions necessary  to
 protect consumers in this area.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD05863-01-5
 A. 5592                             2

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