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Senate Bill S4497

2025-2026 Legislative Session

Requires certain insurance policies to provide coverage for fertility preservation services

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Current Bill Status - In Assembly Committee

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2025-S4497 (ACTIVE) - Details

See Assembly Version of this Bill:
A7339
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §§3221, 4303 & 3216, Ins L

2025-S4497 (ACTIVE) - Summary

Requires certain insurance policies to provide coverage for fertility preservation services, including anticipated iatrogenic infertility.

2025-S4497 (ACTIVE) - Sponsor Memo

2025-S4497 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   4497
 
                        2025-2026 Regular Sessions
 
                             I N  S E N A T E
 
                             February 6, 2025
                                ___________
 
 Introduced  by  Sen. HINCHEY -- read twice and ordered printed, and when
   printed to be committed to the Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to coverage for fertility
   preservation services
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section  1. Clauses (vi) and (viii) of subparagraph (C) of paragraph 6
 of subsection (k) of section 3221 of the insurance law,  as  amended  by
 section  1  of part L of chapter 57 of the laws of 2019,  are amended to
 read as follows:
   (vi) Coverage  shall  also  include  standard  fertility  preservation
 services  [when  a  medical  treatment  may directly or indirectly cause
 iatrogenic infertility to an insured]. Coverage may be subject to annual
 deductibles and coinsurance, including  copayments,  as  may  be  deemed
 appropriate  by  the  superintendent  and  as  are consistent with those
 established for other benefits within a given policy.
   (viii) No  insurer  providing  coverage  under  this  paragraph  shall
 discriminate based on an insured's expected length of life, present [of]
 OR predicted disability, degree of medical dependency, perceived quality
 of  life,  or  other health conditions, INCLUDING ANTICIPATED IATROGENIC
 INFERTILITY, nor based on personal characteristics, including age,  sex,
 sexual orientation, marital status or gender identity.
   §  2.  Subparagraphs  (F)  and (H) of paragraph 3 of subsection (s) of
 section 4303 of the insurance law, as amended by section 2 of part L  of
 chapter 57 of the laws of 2019, are amended to read as follows:
   (F)  Coverage  shall  also  include  standard  fertility  preservation
 services [when a medical treatment  may  directly  or  indirectly  cause
 iatrogenic infertility to an insured]. Coverage may be subject to annual
 deductibles  and  coinsurance,  including  copayments,  as may be deemed
 appropriate by the superintendent  and  as  are  consistent  with  those
 established for other benefits within a given contract.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD08489-01-5

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