S T A T E O F N E W Y O R K
________________________________________________________________________
6124--A
2025-2026 Regular Sessions
I N S E N A T E
March 5, 2025
___________
Introduced by Sens. HOYLMAN-SIGAL, CLEARE, PALUMBO, SALAZAR -- read
twice and ordered printed, and when printed to be committed to the
Committee on Insurance -- committee discharged, bill amended, ordered
reprinted as amended and recommitted to said committee
AN ACT to amend the insurance law, in relation to prohibiting insurance
companies from discriminating based on genetic predisposition; and to
repeal certain provisions of such law relating thereto
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. This act shall be known and may be cited as the "Dennis
Crawley genetic protection act of New York".
§ 2. Section 2615 of the insurance law is REPEALED and a new section
2615 is added to read as follows:
§ 2615. DISCRIMINATION BECAUSE OF GENETIC PREDISPOSITION. (A) NO
LIFE, ACCIDENT, HEALTH, DISABILITY, LONG TERM CARE, OR MEDICAL INDEMNITY
INSURER SHALL CONDITION INSURANCE RATES, THE PROVISION OR RENEWAL OF
COVERAGE OR BENEFITS, OR ANY OTHER COVERAGE TERM ON THE AGREEMENT OF AN
INDIVIDUAL TO UNDERGO GENETIC TESTING. SUCH INSURERS SHALL NOT REQUIRE
OR SOLICIT GENETIC INFORMATION, USE GENETIC TESTING RESULTS, OR CONSIDER
A PERSON'S DECISIONS OR ACTIONS RELATING TO GENETIC TESTING IN ANY
MANNER FOR ANY INSURANCE PURPOSE.
(B) NO LIFE, ACCIDENT, HEALTH, DISABILITY, LONG TERM CARE, OR MEDICAL
INDEMNITY INSURER SHALL REFUSE TO ISSUE OR RENEW A POLICY, CANCEL A
POLICY, OR ALTER TERMS AND CONDITIONS OF COVERAGE BASED ON A GENETIC
PREDISPOSITION OF THE INSURED INDIVIDUAL OR OF A MEMBER OF THE INSURED'S
FAMILY.
(C) NOTHING IN THIS SECTION SHALL BE CONSTRUED AS PREVENTING AN INSUR-
ER FROM ACCESSING AN INDIVIDUAL'S MEDICAL RECORD, IF OTHERWISE ALLOWED
BY LAW. NOTHING IN THIS SECTION PROHIBITS AN INSURER FROM CONSIDERING A
MEDICAL DIAGNOSIS INCLUDED IN AN INDIVIDUAL'S MEDICAL RECORD, EVEN IF A
DIAGNOSIS WAS MADE BASED ON THE RESULTS OF A GENETIC TEST.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD07130-02-5
S. 6124--A 2
(D) FOR PURPOSES OF THIS SECTION, THE TERMS "GENETIC TESTING" AND
"GENETIC PREDISPOSITION" SHALL HAVE THE MEANINGS SET FORTH IN SECTION
SEVENTY-NINE-L OF THE CIVIL RIGHTS LAW.
§ 3. This act shall take effect immediately.