S T A T E O F N E W Y O R K
________________________________________________________________________
7280
2025-2026 Regular Sessions
I N S E N A T E
April 8, 2025
___________
Introduced by Sen. MARTINEZ -- read twice and ordered printed, and when
printed to be committed to the Committee on Insurance
AN ACT to amend the insurance law, in relation to reducing the age of
receiving annual mammograms for persons enrolled in certain large
group policies
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Short title. This act shall be known and may be cited as
"Shannon's Law".
§ 2. Subparagraph (A) of paragraph 11 of subsection (l) of section
3221 of the insurance law, as amended by chapter 424 of the laws of
2024, is amended to read as follows:
(A) Every insurer delivering a group or blanket policy or issuing a
group or blanket policy for delivery in this state that provides cover-
age for hospital, surgical or medical care shall provide the following
coverage for mammography screening for occult breast cancer:
(i) upon the recommendation of a physician, a mammogram, which may be
provided by breast tomosynthesis, at any age for covered persons having
a prior history of breast cancer or who have a first degree relative
with a prior history of breast cancer;
(ii) a single baseline mammogram, which may be provided by breast
tomosynthesis, for covered persons aged thirty-five through thirty-nine,
inclusive;
(iii) an annual mammogram, which may be provided by breast tomosynthe-
sis, for covered persons aged forty and older;
(iv) for large group policies that provide coverage for hospital,
surgical or medical care, an annual mammogram for covered persons aged
[thirty-five] THIRTY through thirty-nine, inclusive, upon the recommen-
dation of a physician, subject to the insurer's determination that the
mammogram is medically necessary; and
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD11351-01-5
S. 7280 2
(v) upon the recommendation of a physician, screening and diagnostic
imaging, including diagnostic mammograms, breast ultrasounds, or magnet-
ic resonance imaging, recommended by nationally recognized clinical
practice guidelines for the detection of breast cancer. For the purposes
of this item, "nationally recognized clinical practice guidelines" means
evidence-based clinical practice guidelines informed by a systematic
review of evidence and an assessment of the benefits, and risks of
alternative care options intended to optimize patient care developed by
independent organizations or medical professional societies utilizing a
transparent methodology and reporting structure and with a conflict of
interest policy.
§ 3. Subparagraph (D) of paragraph 1 of subsection (p) of section 4303
of the insurance law, as amended by chapter 424 of the laws of 2024, is
amended to read as follows:
(D) for large group contracts offered by a medical expense indemnity
corporation, a hospital service corporation or a health service corpo-
ration that provide coverage for hospital, surgical or medical care, an
annual mammogram for covered persons aged [thirty-five] THIRTY through
thirty-nine, inclusive, upon the recommendation of a physician, subject
to the corporation's determination that the mammogram is medically
necessary; and
§ 4. This act shall take effect on the same date and in the same
manner as chapter 424 of the laws of 2024, takes effect and shall apply
to policies and contracts issued, renewed, modified, altered or amended
on or after such effective date.